2446 Cat Square Rd, Vale, NC 28168 Property Records

Lincoln County property record for 2446 Cat Square Rd, Vale, NC 28168

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,776 sqft · built 2004
Lot Size	11.8 acres (517,144 sqft)
Owner	Company Name on Record
Tax Bill	$2,272 (2026)
Deeds & Mortgages	Apr 2021 Sale Jan 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2686-12-8961`

Property Details

APN / Parcel Number

Primary APN	`2686-12-8961`
Alternative APNs	`268600128952` `284036` `304666` `12890`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	517,144 sqft (11.8 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	240 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	304666
Street Address	2446 CAT SQUARE RD
City	VALE
State	NC
Zip	28168-9433
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	R-SF
Legal Description	TRIN. CH LD/HM R1002
Jurisdiction	LINCOLN NC
Township / Civil Division	HOWARDS CREEK
Census Block Group	1
Census Block	1020
Census Tract	70600

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2446 CAT SQUARE RD, VALE, NC 28168-9433
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed, Transfer
Jan 22, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FSB/LINCOLNTON
Nov 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 13, 2024
Transfer Doc	0003325439
Record Updated	Oct 29, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 27, 2021
Property Address	2446 CAT SQUARE RD, VALE, NC 28168-9433
Document Number	30357
Book / Page	3035 / 7
Instrument Date	Apr 25, 2021
Instrument	630081
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Amount	Amount Recorded
Tax	$26.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2446 CAT SQUARE RD, VALE, NC 28168-9433

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2446 CAT SQUARE RD, VALE, NC 28168-9433
Document Number	2997596
Instrument Date	Jan 22, 2021
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2130 PEELER RD VALE NC 281689464, VALE, NC 28168-9464

Mortgage

Document Number	2997596
Date	Jan 22, 2021
Book Page	002997/000596
Instrument	623833

Lender

Name	FIRST FSB/LINCOLNTON
Type	Federal Savings Bank
Address	LINCOLNTON, NC 28092-3398

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 21, 2036

Interest

Rate Type	Adjustable Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Nov 10, 2020
Property Address	2446 CAT SQUARE RD, VALE, NC 28168-9433
Document Number	2972865
Book / Page	002972 / 000865
Instrument Date	Nov 10, 2020
Instrument	619584
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2446 CAT SQUARE RD VALE NC 281689433, VALE, NC 28168-9433

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,272.00	$341,798 (-) Land $101,755 Building $240,043	$341,798 (-) Land $101,755 Building $240,043
2025	$2,272.00 (+66.81%)	$341,798 (-) Land $101,755 Building $240,043	$341,798 (-) Land $101,755 Building $240,043
2023	$1,362.00	$341,798 Land $101,755 Building $240,043	$341,798 Land $101,755 Building $240,043

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · Severe Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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