DeSoto County property record for 2446 Caffey St, Hernando, MS 38632
| Property Type | Condominium Offices |
|---|---|
| Details | 12,459 sqft · built 2007 |
| Lot Size | 0.191 acres (8,316 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $79,300 (Apr 2013) |
| Tax Bill | $19,015 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit Mar 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-6-13-13-1-00001-00 |
| Primary APN | 3-08-6-13-13-1-00001-00 |
|---|
| Units | 8 Units |
|---|---|
| Stories | 3 Stories |
| Building Area | 12,459 sqft Adjusted Area |
| 1st Floor Area | 4,640 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Mixed |
| Roof Type | Steel Frame/Truss |
| Roof Material | Built-Up Asphalt |
| Lot Area | 8,316 sqft (0.191 acres) |
| Lot Dimensions | 105 ft deep x 83 ft wide |
| Street Address | 2446 CAFFEY ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1709 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Condominium Offices |
| Local Zoning Code | C-3 |
| Legal Description | TOWN SQUARE PH 1 LOT 1 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 13 |
| Legal Subdivision | TOWNE SQUARE PH I |
| Legal Phase | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1079 |
| Census Tract | 71122 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hernando Courthouse Square District listed 1998 · 15 contributing resources · NRIS 98000185 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: DeSoto County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9035 HIGHWAY 61, WALLS, MS 38680-9318 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Mar 16, 2017 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Mar 20, 2017 | Deed of Trust, Mortgage · Commercial Mortgage BANCORPSOUTH BANK |
| Oct 16, 2018 | Warranty Deed, Transfer |
| Jun 19, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2013 · Amount on Record |
| Deed Sale | Apr 26, 2013 · Amount on Record |
| Prior Sale | Jan 3, 2013 · Amount on Record |
| Deed Book / Page | 705 / 576 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2446 CAFFEY ST, HERNANDO, MS 38632-1709 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 004318/538 |
|---|---|
| Date | Mar 16, 2017 |
| Book Page | 4318/538 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 52 Months |
| Due | Jul 10, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2446 CAFFEY ST, HERNANDO, MS 38632-1709 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 004320/617 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | 4320/617 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 52 Months |
| Due | Jul 10, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Oct 16, 2018 |
| Property Address | 2446 CAFFEY ST, HERNANDO, MS 38632-1709 |
| Document Number | 000870/385 |
| Book / Page | 0870 / 385 |
| Map Reference | MB 48 PG 12 |
| Instrument Date | Sep 5, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9035 HIGHWAY 61, WALLS, MS 38680-9318 |
| Name | Verified Name |
|---|---|
| Address | 1650 SINGLE TREE DR, HERNANDO, MS 38632-8026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jun 19, 2017 |
| Property Address | 2446 CAFFEY ST, HERNANDO, MS 38632-1709 |
| Document Number | 20170619010180160 |
| Map Reference | PL 120 PG 22 |
| Instrument Date | Jun 19, 2017 |
| Instrument | 20170619010180160 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9035 HIGHWAY 61, WALLS, MS 38680-9318 |
| Name | Verified Name |
|---|---|
| Address | 5858 RIDGEWAY CENTER PKWY, MEMPHIS, TN 38120-4004 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,015.00 (+15.33%) | $163,223 (+37.34%) Land $6,591 Building $156,632 | $1,088,152 (+37.34%) Land $43,940 Building $1,044,212 |
| 2023 | $16,488.00 | $118,843 | $792,286 Land $43,940 Building $748,346 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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