2446 Bone Dry Rd, Trafford, AL 35172 Property Records

Jefferson County property record for 2446 Bone Dry Rd, Trafford, AL 35172

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,388 sqft · built 2018
Lot Size13 acres (566,280 sqft)
Owner2 Individual Names on Record
Last Sale$69,000 (Jul 2017)
Tax Bill$2,591 (2025)
Deeds & MortgagesNov 2018 Mortgage
Nov 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-00-21-0-000-008.003

Property Details

APN / Parcel Number

Primary APN02-00-21-0-000-008.003
Alternative APNs
  • 02210000008003RR01
  • 202408

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area3,388 sqft Living Area
Gross Area6,419 sqft
1st Floor Area2,604 sqft
Basement Area3,031 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area566,280 sqft (13 acres)
TerrainRolling
Garage Area784 sqft

Exterior Amenities

PorchOpen Porch
Porch Area751 sqft
Deck AreaDeck Area
Patio Area267 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Account Number202408
Street Address2446 BONE DRY RD
CityTRAFFORD
StateAL
Zip35172-9735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal DescriptionLOT 1 OF FRANKLIN SINGLE FAMILY PLOT PLAN PB 244 PG 65 ALSO: BEGIN SW COR LOT 1 TH SWLY ALG R/W 369.2 FT TH NLY 847.3 FT TH SELY 718.7 FT TO POB SEC 21 TP 14S R2W
Legal Range02W
Legal Township14S
Legal Section21
Legal SubdivisionFRANKLIN SINGLE FAMILY PLOT PL
Legal Lot Number1
JurisdictionJEFFERSON AL
Township / Civil DivisionKIMBERLY-MORRIS
Census Block Group1
Census Block1012
Census Tract11303

Owner

Source: Jefferson County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2446 BONE DRY RD, TRAFFORD, AL 35172-9735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2018Deed of Trust, Mortgage · Conventional Mortgage
TRADITIONS BANK
Nov 22, 2019Deed of Trust, Mortgage
CHURCHILL MTG
Sep 5, 2018Loan Modification, Mortgage · Line of Credit
TRADITIONS BK
Jan 24, 2018Trustee's Deed, Construction Loan · Construction Mortgage
TRADITIONS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2017 · Amount on Record
Deed SaleJul 26, 2017 · Amount on Record
Prior SaleAug 31, 2006
Deed Document Number201776033
Prior Transfer DateApr 21, 2014
Prior Transfer Doc201412/25218
Record UpdatedJun 8, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON AL
Property Address2446 BONE DRY RD, TRAFFORD, AL 35172-9735
Transaction TypeMortgage
Record UpdatedOct 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2446 BONE DRY RD, TRAFFORD, AL 35172-9735

Mortgage

Document Number0000114004
DateNov 5, 2018
Instrument2018114004
Lender
NameTRADITIONS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2048

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON AL
Property Address2446 BONE DRY RD, TRAFFORD, AL 35172-9735
Document Number0000124104
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedDec 19, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2446 BONE DRY RD TRAFFORD AL 351729735, TRAFFORD, AL 35172-9735

Mortgage

Document Number0000124104
DateNov 27, 2019
Instrument124104
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
AmountAmount Recorded
Term180 Months
DueNov 26, 2034

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionJEFFERSON AL
Property Address2446 BONE DRY RD, TRAFFORD, AL 35172-9735
Document Number0000097148
Instrument DateSep 5, 2018
Transaction TypeMortgage
Record UpdatedOct 8, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2446 BONE DRY RD TRAFFORD AL 351729735, TRAFFORD, AL 35172-9735

Mortgage

Document Number0000097148
DateSep 14, 2018
Instrument97148
Lender
NameTRADITIONS BK
TypeBank
AddressWARRIOR, AL 35180
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionJEFFERSON AL
Recording DateJan 24, 2018
Property Address2446 BONE DRY RD, TRAFFORD, AL 35172-9735
Instrument DateJan 17, 2018
Instrument7460
Transaction TypeConstruction Loan
Record UpdatedFeb 1, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2446 BONE DRY RD TRAFFORD AL 351729735, TRAFFORD, AL 35172-9735

Mortgage

Document Number0000007460
DateJan 24, 2018
Instrument7460
Lender
NameTRADITIONS BK
TypeBank
AddressWARRIOR, AL 35180
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 23, 2019

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyJefferson County
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,591.00 (-0.88%) Homeowner's exemption$52,780 (+2.25%)$527,700 (+2.25%) Land $71,600 Building $456,100
2024$2,614.00 (-2.54%)
2023$51,620 Land $5,061 Building $46,559$516,100 Land $50,600 Building $465,500
2022$2,682.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 72% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL ALABAMA WATER
serves 653,322 people · EPA ID AL0000738
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6
AT&T
Fixed Wireless
25 / 3

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