Manatee County property record for 2446 28th Ave E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,142 sqft · built 2006 |
| Lot Size | 0.08 acres (3,517 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Aug 2025) |
| Tax Bill | $2,643 (2024) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7741.0535-9 |
| Primary APN | 7741.0535-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,142 sqft Living Area |
| Gross Area | 1,410 sqft |
| 1st Floor Area | 1,142 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,517 sqft (0.08 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 341807774105359 |
|---|---|
| Old Parcel Number | 0774105359 |
| Street Address | 2446 28TH AVE E |
| City | PALMETTO |
| State | FL |
| Zip | 34221-1240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | LOT 194 OAK VIEW PHASE I PI#7741.0535/9 |
| Legal Range | 18E |
| Legal Township | 34S |
| Legal Section | 07 |
| Legal Subdivision | OAK VIEW PHASE I |
| Legal Phase | 1 |
| Legal Tract | 774100 |
| Legal Block | 3023 |
| Legal Lot Number | 194 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 1904 |
Source: Manatee County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 451 SALT MEADOW CIR UNIT 104, 104, BRADENTON, FL 34208-1882 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2025 | Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU |
| May 5, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOUSING FIN AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2025 · Amount on Record |
| Deed Sale | Aug 28, 2025 · Amount on Record |
| Prior Sale | May 5, 2017 · Amount on Record |
| Deed Document Number | 202541106968 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Aug 28, 2025 |
| Property Address | 2446 28TH AVE E, PALMETTO, FL 34221-1240 |
| Document Number | 0041106968 |
| Map Reference | MB 46 PG 103 |
| Instrument Date | Aug 25, 2025 |
| Instrument | 202541106968 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | MAGNOLIA TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5819 FRENCH CREEK CT, ELLENTON, FL 34222-5205 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 451 SALT MEADOW CIR UNIT 104, 104, BRADENTON, FL 34208-1882 |
| Document Number | 0041106969 |
|---|---|
| Date | Aug 28, 2025 |
| Instrument | 202541106969 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Oct 1, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Max Rate | 11.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | May 5, 2017 |
| Property Address | 2446 28TH AVE E, PALMETTO, FL 34221-1240 |
| Document Number | 0026727684 |
| Book / Page | 002672 / 007684 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 41042927 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2446 28TH AVE E PALMETTO FL 342211240, PALMETTO, FL 34221-1240 |
| Document Number | 26727686 |
|---|---|
| Date | May 5, 2017 |
| Book Page | 002672/007686 |
| Instrument | 41042928 |
| Name | HOUSING FIN AGCY |
|---|---|
| Type | Funding / Finance Company |
| Address | TALLAHASSEE, FL 32301-1329 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 4, 2047 |
| Document Number | 26727693, |
|---|---|
| Date | May 5, 2017 |
| Book Page | 002672/007693 |
| Instrument | 41042929 |
| Name | SUNBELT LNDG SVCS |
|---|---|
| Address | CLEARWATER, FL 33759 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 4, 2047 |
Source: Manatee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $215,571 (+7.85%) Land $42,500 Building $173,071 | $215,571 (+7.85%) Land $42,500 Building $173,071 | |
| 2024 | $2,643.00 (-6.14%) | ||
| 2023 | $2,816.00 (+11.22%) | $199,877 (+15.49%) Land $42,500 Building $157,377 | $199,877 (+15.49%) Land $42,500 Building $157,377 |
| 2022 | $2,532.00 | $173,067 Land $37,500 Building $135,567 | $173,067 Land $37,500 Building $135,567 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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