24451 Crosscut Rd, Lutz, FL 33559 Property Records

Pasco County property record for 24451 Crosscut Rd, Lutz, FL 33559

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,023 sqft · built 1999
Lot Size	0.17 acres (7,440 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Aug 2023)
Tax Bill	$5,834 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`33-26-19-0090-00000-0480`

Property Details

APN / Parcel Number

Primary APN	`33-26-19-0090-00000-0480`
Alternative APN	`0848211`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,023 sqft Living Area
Gross Area	3,097 sqft
1st Floor Area	1,183 sqft
Upper Floors Area	840 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,440 sqft (0.17 acres)
Garage Area	380 sqft
Driveway	Driveway
Driveway Area	496 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Screened Porch
Porch Area	694 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0848211
Street Address	24451 CROSSCUT RD
City	LUTZ
State	FL
Zip	33559-8615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0PUD
Legal Description	OAK GROVE PHASE 1B PB 35 PGS 18-26 LOT 48
Legal Range	19E
Legal Township	26S
Legal Section	33
Legal Subdivision	OAK GROVE PHASE 1B
Legal Phase	1B
Legal Tract	90
Legal Lot Number	48
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	2
Census Block	2011
Census Tract	32014

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	24451 CROSSCUT RD, LUTZ, FL 33559-8615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Warranty Deed, Transfer · Conventional Mortgage SPACE COAST CU
Apr 18, 2023	Warranty Deed, Transfer BROKERS TITLE/TAMPA LLC, BROKERS TITLE OF TAMPA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2023 · Amount on Record
Deed Sale	Aug 23, 2023 · Amount on Record
Deed Document Number	2023151139
Deed Book / Page	10874 / 1963
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Aug 23, 2023
Property Address	24451 CROSSCUT RD, LUTZ, FL 33559-8615
Document Number	0108741963
Book / Page	10874 / 1963
Map Reference	MB 35 PG 18-26
Instrument Date	Aug 15, 2023
Instrument	2023151139
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	ACR TITLE GROUP LLLP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7608 DUNBRIDGE DR, ODESSA, FL 33556-2258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24451 CROSSCUT RD, LUTZ, FL 33559-8615

Mortgage

Document Number	0108741965
Date	Aug 23, 2023
Instrument	10874/1965

Lender

Name	SPACE COAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.12%
Index	1-Year T-Bill
Max Rate	10.1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Apr 18, 2023
Property Address	24451 CROSSCUT RD, LUTZ, FL 33559-8615
Document Number	0108002357
Book / Page	10800 / 2357
Map Reference	MB 35 PG 18-26
Instrument Date	Apr 10, 2023
Instrument	2023066347
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	BROKERS TITLE/TAMPA LLC, BROKERS TITLE OF TAMPA LLC

Transaction

Amount	Amount Recorded
Tax	$1,967.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	826 WINDSOR ST, LAKELAND, FL 33803-3714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7608 DUNBRIDGE DR, ODESSA, FL 33556-2258

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,834.00 (+190.68%) Homeowner's exemption	$373,550 (+156.22%) Land $62,650 Building $310,900	$373,550 (-1.24%) Land $62,650 Building $310,900
2023	$2,007.00 (+11.69%) Additional exemption filed	$145,790 (+3%) Land $45,292 Building $100,498	$378,233 (+20.16%) Land $45,292 Building $332,941
2022	$1,797.00 Homeowner's exemption	$141,550 Land $37,834 Building $103,716	$314,771 Land $37,834 Building $276,937

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORIDA GOVERNMENTAL UTILITY AUTHORITY private · serves 32,296 people · EPA ID FL5360172
Water Source	Groundwater
Last State Inspection	Nov 2024
Also Mapped Here	PCUD-PASCO COUNTY REGIONAL PWS
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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