24451 Aztec Rd, Elgin, IA 52141 Property Records

Clayton County property record for 24451 Aztec Rd, Elgin, IA 52141

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,800 sqft · built 2023
Lot Size	4.5 acres (196,020 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,972 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0918302001`

Property Details

APN / Parcel Number

Primary APN	`0918302001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,800 sqft Living Area
Game Room	Game Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	196,020 sqft (4.5 acres)
Garage Type	Mixed
Garage Area	1,888 sqft
Parking Spaces	8 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	24451 AZTEC RD
City	ELGIN
State	IA
Zip	52141-1200
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	NW SW W OF ROAD 18 93 6
Legal Range	06
Legal Township	93
Legal Section	18
Jurisdiction	CLAYTON IA
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1007
Census Tract	70600

Owner

Source: Clayton County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	24451 AZTEC RD, ELGIN, IA 52141-1200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM BANK
Feb 23, 2023	Deed of Trust, Mortgage · Line of Credit FREEDOM BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 31, 2021
Deed Sale	Jan 31, 2021
Deed Document Number	2022R00346
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	24451 AZTEC RD, ELGIN, IA 52141-1200
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R00934
Date	Mar 14, 2022
Instrument	2022R00934

Lender

Name	FREEDOM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 1, 2027

Interest

Rate Type	Fixed Rate

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	24451 AZTEC RD, ELGIN, IA 52141-1200
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R00510
Date	Feb 23, 2023
Instrument	2023R00510

Lender

Name	FREEDOM BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Nov 23, 2023

Tax Assessment & Valuation

Source: Clayton County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Unified School District	North Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$307,509 (+794.78%) Land $4,728 Building $302,781	$307,509 (+794.78%) Land $4,728 Building $302,781
2024	$2,972.00 (+4,270.59%)
2023		$34,367 Land $3,850 Building $30,517	$34,367 Land $3,850 Building $30,517
2022	$68.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1999–2018)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 1999 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Alpine Communications Fiber	500 / 500
AMG Technology Investment Group Fixed Wireless	500 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Aztec Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures