Kane County property record for 2445 Upland Rd, Pingree Grove, IL 60140
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $289,000 (Dec 2024) |
| Tax Bill | $5,234 (2025) |
| Deeds & Mortgages | Jan 2024 Second Mortgage Apr 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-30-405-006 |
| Primary APN | 02-30-405-006 |
|---|
| Street Address | 2445 UPLAND RD |
|---|---|
| City | PINGREE GROVE |
| State | IL |
| Zip | 60140-6002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAMBRIDGE LAKES UNIT 20 LT 2203 |
| Legal Subdivision | CAMBRIDGE LAKES |
| Legal Block | 3 |
| Legal Lot Number | 2203 |
| Legal Unit | 20 |
| Jurisdiction | KANE IL |
| Township / Civil Division | RUTLAND |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 850705 |
2445 Upland Rd is owned by two individuals who bought it in December 2024.
Source: Kane County records, as of August 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 833 VILLAGE QUARTER RD, G7, WEST DUNDEE, IL 60118-2132 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 28, 2019 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2024 · Amount on File |
| Deed Sale | Dec 17, 2024 · Amount on File |
| Prior Sale | Mar 28, 2019 · Amount on File |
| Deed Document Number | 202446646 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2445 UPLAND RD, PINGREE GROVE, IL 60140-6002 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2445 UPLAND RD, PINGREE GROVE, IL 60140-6002 |
| Document Number | 0000001383 |
|---|---|
| Date | Jan 16, 2024 |
| Instrument | 2024K001383 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 1, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2445 UPLAND RD, PINGREE GROVE, IL 60140-6002 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2445 UPLAND RD, PINGREE GROVE, IL 60140-6002 |
| Document Number | 0000011422 |
|---|---|
| Date | Apr 12, 2023 |
| Instrument | 2023K011422 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Mar 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2445 UPLAND RD, PINGREE GROVE, IL 60140-6002 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2445 UPLAND RD, PINGREE GROVE, IL 60140-6002 |
| Document Number | 0000048057 |
|---|---|
| Date | Sep 28, 2022 |
| Instrument | 2022K048057 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 319 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 28, 2019 |
| Property Address | 2445 UPLAND RD, PINGREE GROVE, IL 60140-6002 |
| Document Number | 0000011930 |
| Map Reference | DOC 2017K064021 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 2019K011930 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 750 BUNKER CT STE 500, 750, VERNON HILLS, IL 60061-1865 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2445 UPLAND RD, HAMPSHIRE, IL 60140-6002 |
| Document Number | 0000011931 |
|---|---|
| Date | Mar 28, 2019 |
| Instrument | 2019K011931 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
The 2025 property tax bill for 2445 Upland Rd was $5,234.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Rutland Township |
| Municipality | Pingree Grove Village |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,234.00 | $91,928 (+8.43%) Land $15,644 Building $76,284 | $275,894 (+8.43%) Land $46,951 Building $228,944 |
| 2024 | $84,781 Land $14,428 Building $70,353 | $254,445 Land $43,301 Building $211,143 | |
| 2022 | $4,202.00 (-6.33%) Homeowner's exemption | $64,823 (-2.5%) Land $12,030 Building $52,793 | $194,469 (-2.5%) Land $36,090 Building $158,379 |
| 2021 | $4,486.00 Homeowner's exemption | $66,487 Land $11,315 Building $55,172 | $199,461 Land $33,945 Building $165,516 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2445 Upland Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2445 Upland Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINGREE GROVE serves 10,365 people · EPA ID IL0890160 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.68 mg/L (2017–2019) action level 1.3 mg/L |
| Water Quality | E. coli resolved · Nov 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Fox Valley Internet Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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