Oakland County property record for 2445 Thomas Ave, Berkley, MI 48072
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 830 sqft · built 1946 |
| Lot Size | 0.153 acres (6,665 sqft) |
| Owner | Company Name on File |
| Last Sale | $287,500 (Oct 2024) |
| Tax Bill | $7,556 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2018 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-18-302-024 |
| Primary APN | 04-25-18-302-024 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 830 sqft Living Area |
| 1st Floor Area | 819 sqft |
| Basement Area | 819 sqft |
| Unfinished Basement | 819 sqft |
| Game Room | Game Room |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,665 sqft (0.153 acres) |
| Lot Dimensions | 133 ft deep x 50 ft wide |
| Garage Area | 290 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 328 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2445 THOMAS AVE |
|---|---|
| City | BERKLEY |
| State | MI |
| Zip | 48072-3242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 18 THOMAS PARK LOT 206 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 18 |
| Legal Subdivision | PARK |
| Legal Lot Number | 206 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BERKLEY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 170300 |
Source: Oakland County assessment roll, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2445 THOMAS AVE, BERKLEY, MI 48072-3242 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Dec 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Nov 20, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 5, 2019 | Warranty Deed, Transfer · ARM LUXURY MORTGAGE CORP |
| Feb 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 23, 2017 | Deed of Trust, Mortgage · FHA Mortgage STEARNS LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 15, 2024 · Amount on Record |
| Deed Sale | Oct 15, 2024 · Amount on Record |
| Prior Sale | Jun 5, 2019 · Amount on Record |
| Deed Document Number | 2024115301 |
| Deed Book / Page | 59716 / 145 |
| Prior Transfer Date | Mar 17, 1998 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2445 THOMAS AVE, BERKLEY, MI 48072-3242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2445 THOMAS AVE, BERKLEY, MI 48072-3242 |
| Document Number | 0000269514 |
|---|---|
| Date | Dec 7, 2021 |
| Book Page | 57150/195 |
| Instrument | 269514 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.25% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2445 THOMAS AVE, BERKLEY, MI 48072-3242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000188907 |
|---|---|
| Date | Nov 20, 2018 |
| Book Page | 52373/00346 |
| Instrument | 188907 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | BERKLEY, MI 48072 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 5, 2019 |
| Property Address | 2445 THOMAS AVE, BERKLEY, MI 48072-3242 |
| Document Number | 0000087318 |
| Book / Page | 52896 / 00766 |
| Map Reference | LB 29 PG 19 |
| Instrument Date | May 24, 2019 |
| Instrument | 87318 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | TITLE ONE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,806.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6701 RIAKO BLVD #64086408, 6701, AUSTIN, TX 78735 |
| Name | Verified Name |
|---|---|
| Address | 2445 THOMAS AVE, BERKLEY, MI 48072-3242 |
| Document Number | 0000087319 |
|---|---|
| Date | Jun 5, 2019 |
| Instrument | 87319 |
| Name | LUXURY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Jun 1, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 10.2% |
| Index | 1-Year LIBOR |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2445 THOMAS AVE, BERKLEY, MI 48072-3242 |
| Document Number | 0000030056 |
| Instrument Date | Feb 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2445 THOMAS AVE BERKLEY MI 480723242, BERKLEY, MI 48072-3242 |
| Document Number | 0000030056 |
|---|---|
| Date | Feb 23, 2018 |
| Book Page | 051583/000523 |
| Instrument | 30056 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 22, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2445 THOMAS AVE, BERKLEY, MI 48072-3242 |
| Document Number | 0000057789 |
| Book / Page | 050512 / 000563 |
| Instrument Date | Jan 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2445 THOMAS AVE BERKLEY MI 480723242, BERKLEY, MI 48072-3242 |
| Document Number | 0000057789 |
|---|---|
| Date | Mar 29, 2017 |
| Book Page | 050512/000563 |
| Instrument | 57789 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 28, 2042 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Berkley City |
| County | Oakland County |
| Unified School District | Berkley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,556.00 (+72.2%) | $133,100 (+18.42%) | $266,200 (+18.42%) |
| 2024 | $4,388.00 (+19.73%) | ||
| 2023 | $112,400 | $224,800 | |
| 2021 | $3,665.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKLEY serves 14,970 people · EPA ID MI0000630 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Nov 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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