Herkimer County and German Flatts Town property record for 2445 State Rte 28, Mohawk, NY 13407
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,551 sqft · built 1951 |
| Lot Size | 0.509 acres (22,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,900 (Nov 2019) |
| Tax Bill | $3,106 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage Nov 2019 Sale & Mortgage |
| APN | 212889 126.1-1-85 |
| Primary APN | 212889 126.1-1-85 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,551 sqft Living Area |
| 1st Floor Area | 1,551 sqft |
| Upper Floors Area | 560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Lot Area | 22,200 sqft (0.509 acres) |
| Lot Dimensions | 185 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 020009030 |
|---|---|
| Street Address | 2445 STATE ROUTE 28 |
| City | MOHAWK |
| State | NY |
| Zip | 13407-3811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | VICKERMAN HILL W R1 2G L7-8-9 LIFE USE W & M STEINER |
| Legal Block | 1 |
| Legal Lot Number | 85.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | GERMAN FLATTS |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 10502 |
Source: Herkimer County and German Flatts Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2445 STATE ROUTE 28, MOHAWK, NY 13407-3811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2019 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) ADIRONDACK BANK |
| Nov 4, 2019 | Warranty Deed, Transfer · ARM ADIRONDACK BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2019 · Amount on Record |
| Deed Sale | Nov 4, 2019 · Amount on Record |
| Deed Document Number | 20195026 |
| Prior Transfer Date | Mar 3, 2003 |
| Prior Transfer Doc | 0920000163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 2445 STATE ROUTE 28, MOHAWK, NY 13407-3811 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0020195028 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 2019-5028 |
| Name | ADIRONDACK BANK |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Nov 4, 2019 |
| Property Address | 2445 STATE ROUTE 28, MOHAWK, NY 13407-3811 |
| Document Number | 0020195026 |
| Instrument Date | Oct 17, 2019 |
| Instrument | 2019-5026 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 54 ELM ST, ILION, NY 13357-2538 |
| Document Number | 0020195027 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 2019-5027 |
| Name | ADIRONDACK BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Dec 1, 2029 |
| Index | 1-Year LIBOR |
Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | German Flatts Town |
| Unified School District | Central Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,106.00 (+3.16%) | ||
| 2025 | $3,011.00 (+5.69%) | $76,000 (-) Land $12,000 Building $64,000 | $142,322 (+3%) Land $22,472 Building $119,850 |
| 2023 | $76,000 Land $12,000 Building $64,000 | $138,182 Land $21,818 Building $116,364 | |
| 2020 | $2,849.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1978–2013) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Jun 2013 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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