2445 Saddle Ridge Loop, Avon, CO 81620 Property Records

Eagle County property record for 2445 Saddle Ridge Loop, Avon, CO 81620

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,280 sqft · built 1995
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Jul 2019)
Tax Bill	$5,575 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R023004`

Property Details

APN / Parcel Number

Primary APN	`R023004`
Alternative APN	`1943 353 03 017`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,280 sqft Living Area
Gross Area	3,177 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	28,750 sqft (0.66 acres)
Garage Area	576 sqft
Porch	Porch
Porch Area	32 sqft
Deck Area	289 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	R023004
Old Parcel Number	194335303017
Street Address	2445 SADDLE RIDGE LOOP
City	AVON
State	CO
Zip	81620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: WILDRIDGE SUBDIVISION BLOCK: 1 LOT: 72
Legal Township	194
Legal Subdivision	WILDRIDGE SUBDIVISION
Legal Block	1
Legal Lot Number	72
Jurisdiction	EAGLE CO
Township / Civil Division	MINTURN-RED CLIFF
Census Block Group	1
Census Block	1004
Census Tract	505

Owner

Source: Eagle County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 645, AVON, CO 81620-0645
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN FINANCING CORP
Jul 31, 2019	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2019 · Amount on Record
Deed Sale	Jul 31, 2019 · Amount on Record
Prior Sale	Dec 15, 2017 · Amount on Record
Deed Document Number	201912033
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAGLE CO
Property Address	2445 SADDLE RIDGE LOOP, AVON, CO 81620
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013642
Date	Oct 6, 2023
Instrument	202313642

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2053

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAGLE CO
Recording Date	Jul 31, 2019
Property Address	2445 SADDLERIDGE LOOP, AVON, CO 81620
Document Number	0000012033
Instrument Date	Jul 30, 2019
Instrument	12033
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 645 AVON CO 816200645, AVON, CO 81620-0645

Mortgage

Document Number	12034
Date	Jul 31, 2019
Instrument	12034

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

Tax Assessment & Valuation

Source: Eagle County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Eagle County
Municipality	Avon Town
Unified School District	Eagle County School District RE 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,575.00 (+14.83%)	$89,720 (+3.79%) Land $24,720 Building $65,000	$1,435,530 (+11.27%) Land $395,500 Building $1,040,030
2023	$4,855.00	$86,440 Land $22,040 Building $64,400	$1,290,190 Land $328,980 Building $961,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAGLE RIVER WSD serves 51,515 people · EPA ID CO0119802
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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