2445 S Stage Coach Ln, Fallbrook, CA 92028 Property Records

San Diego County property record for 2445 S Stage Coach Ln, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,339 sqft · built 1956
Lot Size	0.374 acres (16,297 sqft)
Owner	2 Individual Names on Record
Last Sale	$880,000 (Apr 2026)
Tax Bill	$2,047 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`106-251-13-00`

Property Details

APN / Parcel Number

Primary APN	`106-251-13-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,339 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	16,297 sqft (0.374 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2445 S STAGE COACH LN
City	FALLBROOK
State	CA
Zip	92028-4430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 21 (EX RD WID)DOC66-200261 IN TR 000821
Legal Subdivision	RANCHO MONSERATE
Legal Tract	000821
Legal Block	3
Legal Lot Number	21
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	3
Census Block	3009
Census Tract	18906

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2445 S STAGE COACH LN, FALLBROOK, CA 92028-4430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Apr 24, 2026	Gift Deed, Transfer TICOR TITLE COMPANY OC, TICOR TITLE COMPANY
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
May 12, 2022	Intrafamily Transfer, Transfer TITLE 365, TITLE365
May 12, 2022	Intrafamily Transfer, Transfer TITLE 365, TITLE365

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	Jun 22, 2009 · Amount on Record
Deed Document Number	2026116452
Prior Transfer Date	Jun 22, 2021
Prior Transfer Doc	0000205769
Record Updated	Sep 20, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2026
Property Address	2445 S STAGE COACH LN, FALLBROOK, CA 92028-4430
Document Number	0000116452
Instrument Date	Apr 3, 2026
Instrument	2026116452
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97,768.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2445 S STAGE COACH LN, FALLBROOK, CA 92028-4430

Mortgage

Document Number	0000116453,
Date	Apr 24, 2026
Instrument	2026116453

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2026
Property Address	2445 S STAGE COACH LN, FALLBROOK, CA 92028-4430
Document Number	0000116451
Instrument Date	Apr 3, 2026
Instrument	2026116451
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2018 ELEVADA ST, OCEANSIDE, CA 92054-6136

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2445 S STAGE COACH LN, FALLBROOK, CA 92028-4430
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 GLENALBY PL, PONTE VEDRA, FL 32081-0128

Mortgage

Document Number	0000564020
Date	Aug 9, 2021
Instrument	2021-0564020

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 12, 2022
Property Address	2445 S STAGE COACH LN, FALLBROOK, CA 92028-4430
Document Number	0000205769
Map Reference	MAP 821
Instrument Date	Jun 25, 2021
Instrument	2022-0205769
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2445 S STAGE COACH LN, 2445, FALLBROOK, CA 92028-4430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 S STAGE COACH LN, FALLBROOK, CA 92028-4430

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 12, 2022
Property Address	2445 S STAGE COACH LN, FALLBROOK, CA 92028-4430
Document Number	0000205768
Instrument Date	Jun 22, 2021
Instrument	2022-0205768
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 S STAGE COACH LN, FALLBROOK, CA 92028-4430

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$191,755 (+2%) Land $111,639 Building $80,116
2025	$2,047.00 (+2.45%)	$187,996 (+4.04%) Land $109,450 Building $78,546
2024	$1,998.00 (+2.57%)
2023	$1,948.00	$180,697 Land $105,200 Building $75,497
2022	$1,948.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Dec 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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