2445 Pinehurst Ln, Fleming Island, FL 32003 Property Records

Clay County property record for 2445 Pinehurst Ln, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,298 sqft · built 2003
Lot Size	0.225 acres (9,824 sqft)
Owner	2 Owner Names on Record
Last Sale	$286,800 (Oct 2003)
Tax Bill	$7,796 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-05-26-014266-013-38`

Property Details

APN / Parcel Number

Primary APN	`16-05-26-014266-013-38`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,298 sqft Heated Area
Gross Area	4,518 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,824 sqft (0.225 acres)
Garage Area	476 sqft
Porch	Porch
Porch Area	474 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2445 PINEHURST LN
City	FLEMING ISLAND
State	FL
Zip	32003-6359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 94 SOUTHERN LINKS UNIT 2 AS REC O R 2273 PG 801
Legal Range	26
Legal Township	05
Legal Section	16
Legal Subdivision	SOUTHERN LINKS
Legal Lot Number	94
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2019
Census Tract	30706

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	2445 PINEHURST LN, FLEMING ISLAND, FL 32003-6359
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2003 · Amount on Record
Deed Sale	Oct 2, 2003 · Amount on Record
Deed Document Number	200368481
Deed Book / Page	2273 / 0801
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2445 PINEHURST LN, FLEMING ISLAND, FL 32003-6359
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 PINEHURST LN, FLEMING ISLAND, FL 32003-6359

Mortgage

Document Number	0046911317
Date	Feb 23, 2023
Book Page	4691/1317
Instrument	2023008039

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,796.00 (-13.46%)	$534,346 (+1.6%) Land $75,000 Building $459,346	$534,346 (+1.6%) Land $75,000 Building $459,346
2023	$9,009.00 (+13.58%)	$525,954 (+22.25%) Land $75,000 Building $450,954	$525,954 (+22.25%) Land $75,000 Building $450,954
2022	$7,932.00	$430,238 Land $60,000 Building $370,238	$430,238 Land $60,000 Building $370,238

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20