Calaveras County property record for 2445 Oak Creek Dr, Copperopolis, CA 95228
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,443 sqft · built 2000 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $925,000 (Aug 2021) |
| Tax Bill | $13,146 (2025) |
| Deeds & Mortgages | Aug 2021 Transfer Aug 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-060-001-000 |
| Primary APN | 055-060-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,443 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Modern |
| Construction Type | Wood |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Area | 962 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 2445 OAK CREEK DR |
|---|---|
| City | COPPEROPOLIS |
| State | CA |
| Zip | 95228-9456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TSR |
| Legal Description | SADDLE CREEK SUB UNIT 1 LOT 11 |
| Legal Subdivision | SADDLE CREEK SUB |
| Legal Lot Number | 11 |
| Legal Unit | 1 |
| Jurisdiction | CALAVERAS CA |
| Township / Civil Division | ANGELS CITY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 123 |
2445 Oak Creek Dr is owned and occupied by two individuals who bought it in August 2021.
Source: Calaveras County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2445 OAK CREEK DR, COPPEROPOLIS, CA 95228-9456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2021 | Affidavit of Death of Joint Tenant, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Aug 12, 2021 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jul 15, 2021 | Affidavit of Death of Joint Tenant, Transfer HFS FUND IV LLC |
| Oct 8, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2021 · Amount on File |
| Deed Sale | Aug 12, 2021 · Amount on File |
| Prior Sale | Jul 10, 2015 · Amount on File |
| Deed Document Number | 202114249 |
| Prior Transfer Date | Aug 3, 2021 |
| Prior Transfer Doc | 0000014248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Aug 12, 2021 |
| Property Address | 2445 OAK CREEK DR, COPPEROPOLIS, CA 95228-9456 |
| Document Number | 0000014248 |
| Map Reference | MB 7 PG 22 |
| Instrument Date | Aug 3, 2021 |
| Instrument | 2021-014248 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6283 BLAUER LN, SAN JOSE, CA 95135-1406 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Aug 12, 2021 |
| Property Address | 2445 OAK CREEK DR, COPPEROPOLIS, CA 95228-9456 |
| Document Number | 0000014249 |
| Map Reference | MB 7 PG 22 |
| Instrument Date | Aug 3, 2021 |
| Instrument | 2021-014249 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2445 OAK CREEK DR, COPPEROPOLIS, CA 95228-9456 |
| Document Number | 0000014250 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 2021-014250 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Jul 15, 2021 |
| Property Address | 2445 OAK CREEK DR, COPPEROPOLIS, CA 95228-9456 |
| Document Number | 0000012712 |
| Map Reference | MB 7 PG 22 |
| Instrument Date | Jul 8, 2021 |
| Instrument | 2021-012712 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2445 OAK CREEK DR, COPPEROPOLIS, CA 95228-9456 |
| Document Number | 0000012713 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 2021-012713 |
| Name | HFS FUND IV LLC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount on Record |
|---|
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Oct 8, 2021 |
| Property Address | 2445 OAK CREEK DR, COPPEROPOLIS, CA 95228-9456 |
| Document Number | 0000017502 |
| Map Reference | MB 7 PG 22 |
| Instrument Date | Jun 22, 2021 |
| Instrument | 2021-017502 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2445 OAK CREEK DR, COPPEROPOLIS, CA 95228-9456 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 2445 OAK CREEK DR, COPPEROPOLIS, CA 95228-9456 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Name | Verified Name |
|---|
| Document Number | 0000004812 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | 2020-004812 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 2445 Oak Creek Dr was $13,146.
Source: Calaveras County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Secondary School District | Bret Harte Union High School District (09 - 12) |
| Elementary School District | Mark Twain Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,001,248 (+2%) Land $97,418 Building $903,830 | |
| 2025 | $13,146.00 | $981,616 Land $95,508 Building $886,108 |
| 2023 | $12,703.00 (+21.82%) | $943,500 Land $91,800 Building $851,700 |
| 2022 | $10,428.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2445 Oak Creek Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2445 Oak Creek Dr is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CCWD - COPPER COVE serves 5,187 people · EPA ID CA0510017 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CALTEL Connections Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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