2445 N Hickory Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 2445 N Hickory Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (May 2026)
Tax Bill	$2,378 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`006-50-074-000`

Property Details

APN / Parcel Number

Primary APN	`006-50-074-000`
Alternative APN	`0065007400000`

Exterior

Lot Area	23,958 sqft (0.55 acres)

Location & Zoning

Street Address	2445 N HICKORY RD
City	OWOSSO
State	MI
Zip	48867-9475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREEN ACRES COUNTRY EST #2 OWOSSO TWP. LOT 74
Legal Subdivision	GREEN ACRES COUNTRY ESTATES
Legal Lot Number	74
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	3
Census Block	3025
Census Tract	30300

Owner

2445 N Hickory Rd is owned and occupied by two individuals who bought it in May 2026.

Source: Shiawassee County records, as of July 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1314 BROADWAY AVE, OWOSSO, MI 48867-4510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INCORPORATED
Jan 20, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on File
Deed Sale	May 20, 2026 · Amount on File
Deed Document Number	20263403522
Deed Book / Page	1338 / 942
Prior Transfer Date	Jan 18, 2023
Prior Transfer Doc	0013030722
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	May 20, 2026
Property Address	2445 N HICKORY RD, OWOSSO, MI 48867-9475
Document Number	0003403522
Book / Page	1338 / 942
Instrument Date	May 18, 2026
Instrument	20263403522
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$256,237.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 BROADWAY AVE, OWOSSO, MI 48867-4510

Mortgage

Document Number	0003403523,
Date	May 20, 2026
Instrument	20263403523

Lender

Name	MORTGAGE 1 INCORPORATED

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHIAWASSEE MI
Recording Date	Jan 20, 2023
Property Address	2445 N HICKORY RD, OWOSSO, MI 48867-9475
Document Number	0013030722
Book / Page	1303 / 722
Map Reference	LB 14 PG 255
Instrument Date	Jan 18, 2023
Instrument	3367801
Transaction Type	Transfer
Record Updated	Feb 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2445 N HICKORY RD, OWOSSO, MI 48867-9475

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 N HICKORY RD, OWOSSO, MI 48867-9475

Tax Assessment & Valuation

The 2025 property tax bill for 2445 N Hickory Rd was $2,378 with a homeowner's exemption, up 2.6% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Owosso Charter Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,100 (+10.81%)	$330,200 (+10.81%)
2025	$2,378.00 (+2.59%) Homeowner's exemption	$149,000	$298,000
2024	$2,318.00 (+9.44%)
2023	$2,118.00 Homeowner's exemption	$109,300	$218,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2445 N Hickory Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2445 N Hickory Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DayStarr Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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