2445 N 7th St, Duncan, OK 73533 Property Records

Stephens County property record for 2445 N 7th St, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 958 sqft · built 1955
Lot Size	0.138 acres (6,017 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (May 2006)
Tax Bill	$445 (2025)
Deeds & Mortgages	Apr 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20687`

Property Details

APN / Parcel Number

Primary APN	`20687`
Alternative APN	`1470-00-002-018-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	958 sqft Living Area
Gross Area	1,169 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,017 sqft (0.138 acres)
Garage Area	216 sqft

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	80 sqft
Shed	1 Shed
Shed Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20687
Street Address	2445 N 7TH ST
City	DUNCAN
State	OK
Zip	73533-3860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 2 S35 LOT 18 & N15 LOT 19 SMITH ADD
Legal Range	07W
Legal Township	01N
Legal Section	32
Legal Subdivision	SMITH ADDITION
Legal Block	2
Legal Lot Number	18,19
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	1
Census Block	1012
Census Tract	200

Owner

2445 N 7th St is owned and occupied by an individual who bought it in May 2006.

Source: Stephens County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2445 N 7TH ST, DUNCAN, OK 73533-3860
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2006 · Amount on File
Deed Sale	May 16, 2006 · Amount on File
Deed Document Number	200675-2175
Deed Book / Page	3339 / 128
Prior Transfer Date	May 12, 2006
Prior Transfer Doc	003339/128
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Apr 27, 2021
Property Address	2445 N 7TH ST, DUNCAN, OK 73533-3860
Document Number	005961/114
Book / Page	5961 / 114
Instrument Date	Apr 27, 2021
Instrument	2021-003737
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS CO ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1327 N 7TH ST, DUNCAN, OK 73533-3805

Mortgage

Document Number	2021003738
Date	Apr 27, 2021
Instrument	2021-003738

Lender

Name	FIRST BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 27, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2445 N 7th St was $445.

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,503 (+4.24%) Land $330 Building $5,173	$50,030 (+4.23%) Land $3,004 Building $47,026
2025	$445.00	$5,279 Land $330 Building $4,949	$47,998 Land $3,004 Building $44,994
2023	$535.00	$6,252 Land $330 Building $5,922	$56,837 Land $3,004 Building $53,833

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2445 N 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2445 N 7th St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNCAN PUBLIC UTILITIES AUTHORITY serves 23,000 people · EPA ID OK1010809
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2023 Haloacetic acids resolved · Jul 2017 Turbidity resolved · Dec 2016
Treatment and Procedure	Organic carbon removal Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20