2445 Morgans Point Dr, Dumfries, VA 22026 Property Records

Prince William County property record for 2445 Morgans Point Dr, Dumfries, VA 22026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,358 sqft · built 2019
Lot Size0.134 acres (5,863 sqft)
Owner2 Individual Names on Record
Last Sale$609,391 (Oct 2019)
Tax Bill$7,082 (2023)
Deeds & MortgagesFeb 2024 Second Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN8288-89-8019

Property Details

APN / Parcel Number

Primary APN8288-89-8019
Alternative APN
  • 228461

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,358 sqft Living Area
Gross Area4,338 sqft
Basement Area1,560 sqft
Finished Basement780 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Exterior MaterialAluminum/Vinyl
Lot Area5,863 sqft (0.134 acres)
Garage TypeAttached
Garage Area420 sqft
PorchPorch
Porch Area132 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number228461
Street Address2445 MORGANS POINT DR
CityDUMFRIES
StateVA
Zip22026-4589
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePLANNED MIXED RES
Legal DescriptionPOTOMAC SHORES LAND BAY 3 L 109
Legal SubdivisionLAND BAY 3
Legal Lot Number109
JurisdictionPRINCE WILLIAM VA
Township / Civil DivisionPOTOMAC
Census Block Group2
Census Block2000
Census Tract900904

Owner

Source: Prince William County records, as of July 31, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2445 MORGANS POINT DR, DUMFRIES, VA 22026-4589
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Mar 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 29, 2019Grant Deed, Subdivision Related Transfer · Conventional Mortgage
GEORGE MASON MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2019 · Amount on Record
Deed SaleOct 29, 2019 · Amount on Record
Deed Document Number201910290080066
Record UpdatedJun 7, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE WILLIAM VA
Property Address2445 MORGANS POINT DR, DUMFRIES, VA 22026-4589
Transaction TypeMortgage
Record UpdatedFeb 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006900
DateFeb 9, 2024
Instrument202402090006900
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueMar 1, 2034

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE WILLIAM VA
Property Address2445 MORGANS POINT DR, DUMFRIES, VA 22026-4589
Transaction TypeMortgage
Record UpdatedApr 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027053
DateMar 4, 2021
Instrument202103040027053
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

October 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPRINCE WILLIAM VA
Recording DateOct 29, 2019
Property Address2445 MORGANS POINT DR, DUMFRIES, VA 22026-4589
Document Number0000080066
Instrument DateOct 29, 2019
Instrument80066
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 5, 2020
Title CompanyCWC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$609.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2445 MORGANS POINT DR DUMFRIES VA 220264589, DUMFRIES, VA 22026-4589

Mortgage

Document Number80067
DateOct 29, 2019
Instrument80067
Lender
NameGEORGE MASON MTG
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 28, 2049

Tax Assessment & Valuation

Source: Prince William County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateVirginia
CountyPrince William County
Unified School DistrictPrince William County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$7,082.00$680,700 Land $249,500 Building $431,200$680,700 Land $249,500 Building $431,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPWCSA - EAST
serves 168,747 people · EPA ID VA6153600
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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