2445 Monarch Dr, Unit 603, Laredo, TX 78045 Property Records

Webb County property record for 2445 Monarch Dr, Unit 603, Laredo, TX 78045

Property Summary

Property Type	Townhouse
Details	1,708 sqft · built 2003
Lot Size	0.045 acres (1,994 sqft)
Owner	Individual Name on Record
Tax Bill	$815 (2024)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`977-72001-022`

Property Details

APN / Parcel Number

Primary APN	`977-72001-022`
Alternative APN	`291491`

Interior

Stories	2 Stories
Building Area	1,708 sqft Living Area
Gross Area	1,747 sqft
2nd Floor Area	884 sqft

Exterior

Year Built	Built 2003
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,994 sqft (0.045 acres)
Garage Type	Carport
Carport	Carport
Carport Area	170 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	45 sqft

Location & Zoning

Account Number	291491
Old Parcel Number	97772001022
Street Address	2445 MONARCH DR UNIT 603, 603
City	LAREDO
State	TX
Zip	78045-6431
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	MONARCH TOWNHOMES, UNIT# 603, SAN ISIDRO MONARCH, BLOCK 1, LOT 1A-22, UNIT 1
Legal Subdivision	MONARCH TOWNHOMES
Legal Block	1
Legal Lot Number	1A-22
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3016
Census Tract	1726

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2445 MONARCH DR UNIT 603, 603, LAREDO, TX 78045-6431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2021
Deed Sale	Jun 8, 2021
Prior Sale	Aug 9, 2012
Deed Document Number	1431541
Deed Book / Page	5040 / 117
Record Updated	Jun 8, 2026

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 8, 2021
Property Address	2445 MONARCH DR UNIT 603, 603, LAREDO, TX 78045-6431
Document Number	005040/117
Book / Page	5040 / 117
Map Reference	VOL 23 PG 24
Instrument Date	Jun 7, 2021
Instrument	1431541
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 MONARCH DR UNIT 603, 603, LAREDO, TX 78045-6431

Mortgage

Document Number	0001431542
Date	Jun 8, 2021
Instrument	1431542

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$224,151 (+17.55%)	$243,230 (+27.56%)
2024	$815.00
2023		$190,685 Land $9,470 Building $181,215	$190,685 Land $9,470 Building $181,215
2022	$815.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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