2445 Monarch Dr, Unit 403, Laredo, TX 78045 Property Records

Webb County property record for 2445 Monarch Dr, Unit 403, Laredo, TX 78045

Property Summary

Property TypeTownhouse
Details1,493 sqft · built 2003
Lot Size0.048 acres (2,106 sqft)
OwnerIndividual Name on Record
Tax Bill$722 (2024)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN977-72001-030

Property Details

APN / Parcel Number

Primary APN977-72001-030
Alternative APN
  • 291499

Interior

Stories2 Stories
Building Area1,493 sqft Living Area
2nd Floor Area528 sqft

Exterior

Year BuiltBuilt 2003
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area2,106 sqft (0.048 acres)
Garage TypeCarport
CarportCarport
Carport Area200 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area71 sqft
Patio Area32 sqft
BalconyBalcony
Balcony Area32 sqft

Location & Zoning

Account Number291499
Old Parcel Number97772001030
Street Address2445 MONARCH DR UNIT 403, 403
CityLAREDO
StateTX
Zip78045-6429
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionMONARCH TOWNHOMES, UNIT# 403, SAN ISIDRO MONARCH, BLOCK 1, LOT 1A-30, UNIT 1
Legal SubdivisionMONARCH TOWNHOMES
Legal Block1
Legal Lot Number1A-30
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group3
Census Block3016
Census Tract1726

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2445 MONARCH DR UNIT 403, 403, LAREDO, TX 78045-6429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2017
Deed SaleJul 17, 2017
Prior SaleApr 17, 2015
Deed Document Number1303010
Deed Book / Page4270 / 620
Record UpdatedJun 8, 2026

July 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateJul 17, 2017
Property Address2445 MONARCH DR UNIT 403, 403, LAREDO, TX 78045-6429
Document Number004270/620
Book / Page4270 / 620
Map ReferenceVOL 23 PG 24
Instrument DateJul 12, 2017
Instrument1303010
Transaction TypeTransfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2445 MONARCH DR UNIT 403, 403, LAREDO, TX 78045-6429

Mortgage

Document Number0001303011
DateJul 17, 2017
Instrument1303011
Lender
NameWELLS FARGO BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$204,278 (+15.54%)$226,583 (+28.15%)
2024$722.00 (+0.14%)
2023$176,805 Land $10,005 Building $166,800$176,805 Land $10,005 Building $166,800
2022$721.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.1% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Smartcom Telephone.

Nearby Properties on Monarch Dr

Nearby Streets

Search Property Records by Address or Parcel Number