2445 Monarch Dr, Unit 1601, Laredo, TX 78045 Property Records

Webb County property record for 2445 Monarch Dr, Unit 1601, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,468 sqft · built 2003
Lot Size	0.048 acres (2,090 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,743 (Jun 2025)
Tax Bill	$1,066 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`977-72001-048`

Property Details

APN / Parcel Number

Primary APN	`977-72001-048`
Alternative APN	`291517`

Interior

Units	65 Units
Stories	2 Stories
Building Area	1,468 sqft Living Area
1st Floor Area	928 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Townhouse
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,090 sqft (0.048 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Patio Area	44 sqft
Balcony Area	44 sqft

Location & Zoning

Street Address	2445 MONARCH DR, 1601
City	LAREDO
State	TX
Zip	78045-6441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MONARCH TOWNHOMES, SAN ISIDRO MONARCH, BLOCK 1, LOT 1A-48, UNIT 1
Legal Subdivision	MONARCH TOWNHOMES
Legal Block	1
Legal Lot Number	1A-48
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3016
Census Tract	1726

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2445 MONARCH DR, 1601, LAREDO, TX 78045-6441
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2025	Vendor's Lien, Transfer · FHA Mortgage FLORIDA CAPITAL BANK NA
Dec 15, 2021	Vendor's Lien, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
May 2, 2017	Vendor's Lien, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2025 · Amount on Record
Deed Sale	Jun 25, 2025 · Amount on Record
Prior Sale	Dec 15, 2021 · Amount on Record
Deed Document Number	20251560843
Deed Book / Page	5856 / 21
Prior Transfer Date	Dec 14, 2021
Prior Transfer Doc	005172/233
Record Updated	Oct 29, 2026

June 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 25, 2025
Property Address	2445 MONARCH DR UNIT 1601, 1601, LAREDO, TX 78045-6441
Document Number	005856/621
Book / Page	5856 / 621
Map Reference	VOL 23 PG 24
Instrument Date	Jun 23, 2025
Instrument	1560843
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 MONARCH DR, LAREDO, TX 78045-6329

Mortgage

Document Number	0001560844
Date	Jun 25, 2025
Instrument	1560844

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 15, 2021
Property Address	2445 MONARCH DR UNIT 1601, 1601, LAREDO, TX 78045-6441
Document Number	005172/233
Book / Page	5172 / 233
Map Reference	VOL 23 PG 24
Instrument Date	Dec 14, 2021
Instrument	1451769
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 MONARCH DR UNIT 1601, 1601, LAREDO, TX 78045-6441

Mortgage

Document Number	0001451770
Date	Dec 15, 2021
Instrument	1451770

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 2, 2017
Property Address	2445 MONARCH DR UNIT 1601, 1601, LAREDO, TX 78045-6441
Document Number	004229/769
Book / Page	4229 / 769
Map Reference	VOL 23 PG 24
Instrument Date	Apr 27, 2017
Instrument	1296106
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT, LAREDO TITLE AND ABSTRACT LT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 MONARCH DR UNIT 1204, 1204, LAREDO, TX 78045-6437

Mortgage

Document Number	0001296107
Date	May 2, 2017
Instrument	1296107

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,822 (+5.23%) Land $20,900 Building $200,922	$221,822 (-0.65%) Land $20,900 Building $200,922
2025	$1,066.00 (+9.67%)	$210,793 (+21%)	$223,284 (+28.17%) Land $20,900 Building $202,384
2024	$972.00 (-17.06%)
2023		$174,209 Land $9,927 Building $164,282	$174,209 Land $9,927 Building $164,282
2022	$1,172.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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