2445 Monarch Dr, Unit 1204, Laredo, TX 78045 Property Records

Webb County property record for 2445 Monarch Dr, Unit 1204, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,493 sqft · built 2003
Lot Size	0.059 acres (2,570 sqft)
Owner	Individual Name on File
Tax Bill	$1,175 (2025)
Deeds & Mortgages	Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`977-72001-045`

Property Details

APN / Parcel Number

Primary APN	`977-72001-045`
Alternative APN	`291514`

Interior

Units	65 Units
Stories	2 Stories
Building Area	1,493 sqft Living Area
1st Floor Area	965 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Townhouse
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,570 sqft (0.059 acres)
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	71 sqft
Patio Area	32 sqft
Balcony Area	32 sqft
Storage Building	80 sqft

Location & Zoning

Street Address	2445 MONARCH DR
City	LAREDO
State	TX
Zip	78045-6329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MONARCH TOWNHOMES, SAN ISIDRO MONARCH, BLOCK 1, LOT 1A-45, UNIT 1
Legal Subdivision	MONARCH TOWNHOMES
Legal Block	1
Legal Lot Number	1A-45
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3016
Census Tract	1726

Owner

2445 Monarch Dr, Unit 1204 is owned and occupied by an individual who acquired it in October 2023.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2445 MONARCH DR, 1204, LAREDO, TX 78045-6437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2023
Deed Sale	Oct 24, 2023
Prior Sale	Mar 1, 2016
Deed Document Number	20231513604
Deed Book / Page	5550 / 806
Prior Transfer Date	Jun 29, 2005
Prior Transfer Doc	001867/322
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Oct 24, 2023
Property Address	2445 MONARCH DR UNIT 1204, 1204, LAREDO, TX 78045-6437
Document Number	005550/806
Book / Page	5550 / 806
Map Reference	VOL 23 PG 24
Instrument Date	Oct 20, 2023
Instrument	1513604
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 MONARCH DR UNIT 1204, 1204, LAREDO, TX 78045-6437

Tax Assessment & Valuation

The 2025 property tax bill for 2445 Monarch Dr, Unit 1204 was $1,175 with a homeowner's exemption, up 2.9% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,848 (-0.65%) Land $25,696 Building $205,152	$230,848 (-0.65%) Land $25,696 Building $205,152
2025	$1,175.00 (+2.89%) Homeowner's exemption	$232,348 Land $25,696 Building $206,652	$232,348 Land $25,696 Building $206,652
2024	$1,142.00
2023		$179,943 (+0.73%) Land $12,206 Building $167,737	$179,943 (+0.73%) Land $12,206 Building $167,737
2022	$1,062.00 Homeowner's exemption	$178,641 Land $12,206 Building $166,435	$178,641 Land $12,206 Building $166,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2445 Monarch Dr, Unit 1204 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2445 Monarch Dr, Unit 1204 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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