2445 Monarch Dr, Unit 102, Laredo, TX 78045 Property Records

Webb County property record for 2445 Monarch Dr, Unit 102, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,493 sqft · built 2003
Lot Size	0.058 acres (2,524 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Mar 2018)
Tax Bill	$1,094 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`977-72001-043`

Property Details

APN / Parcel Number

Primary APN	`977-72001-043`
Alternative APN	`291512`

Interior

Units	65 Units
Stories	2 Stories
Building Area	1,493 sqft Living Area
1st Floor Area	965 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Townhouse
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,524 sqft (0.058 acres)
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	71 sqft
Patio Area	32 sqft
Balcony Area	32 sqft

Location & Zoning

Street Address	2445 MONARCH DR, 102
City	LAREDO
State	TX
Zip	78045-6426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MONARCH TOWNHOMES, SAN ISIDRO MONARCH, BLOCK 1, LOT 1A-43, UNIT 1
Legal Subdivision	MONARCH TOWNHOMES
Legal Block	1
Legal Lot Number	1A-43
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3016
Census Tract	1726

Owner

2445 Monarch Dr, Unit 102 is owned and occupied by two individuals who bought it in March 2018.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2445 MONARCH DR, 102, LAREDO, TX 78045-6426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2018 · Amount on File
Deed Sale	Mar 16, 2018 · Amount on File
Prior Sale	Aug 9, 2016
Deed Document Number	20181323589
Deed Book / Page	4386 / 495
Prior Transfer Date	Feb 2, 2016
Prior Transfer Doc	003922/298
Record Updated	Oct 29, 2026

March 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 16, 2018
Property Address	2445 MONARCH DR UNIT 102, 102, LAREDO, TX 78045-6426
Document Number	004386/495
Book / Page	4386 / 495
Map Reference	VOL 23 PG 24
Instrument Date	Mar 13, 2018
Instrument	1323589
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12619 HEATH PARK TRL, HOUSTON, TX 77089-1903

Mortgage

Document Number	0001323590
Date	Mar 16, 2018
Instrument	1323590

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2445 Monarch Dr, Unit 102 was $1,094 with a homeowner's exemption, down 11.3% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,920 (+6.28%) Land $25,236 Building $204,684	$229,920 (-0.36%) Land $25,236 Building $204,684
2025	$1,094.00 (-11.27%) Homeowner's exemption	$216,333	$230,756
2024	$1,233.00
2023		$178,787 Land $11,987 Building $166,800	$178,787 Land $11,987 Building $166,800
2022	$1,145.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2445 Monarch Dr, Unit 102 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2445 Monarch Dr, Unit 102 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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