2445 Monarch Dr, Unit 1004, Laredo, TX 78045 Property Records

Webb County property record for 2445 Monarch Dr, Unit 1004, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,493 sqft · built 2003
Lot Size	0.059 acres (2,549 sqft)
Owner	Individual Name on Record
Last Sale	$168,800 (Nov 2021)
Tax Bill	$1,095 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`977-72001-005`

Property Details

APN / Parcel Number

Primary APN	`977-72001-005`
Alternative APN	`291474`

Interior

Units	65 Units
Stories	2 Stories
Building Area	1,493 sqft Living Area
1st Floor Area	965 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Townhouse
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,549 sqft (0.059 acres)
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	71 sqft
Patio Area	32 sqft
Balcony Area	32 sqft

Location & Zoning

Street Address	2445 MONARCH DR, 1004
City	LAREDO
State	TX
Zip	78045-6435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MONARCH TOWNHOMES, SAN ISIDRO MONARCH, BLOCK 1, LOT 1A-5, UNIT 1
Legal Subdivision	MONARCH TOWNHOMES
Legal Block	1
Legal Lot Number	1A-5
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3016
Census Tract	1726

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2445 MONARCH DR, 1004, LAREDO, TX 78045-6435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Nov 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Oct 2, 2017	Vendor's Lien, Transfer · Conventional Mortgage COMMONWEALTH MORTGAGE OF TEXAS LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	Oct 2, 2017 · Amount on Record
Deed Document Number	20211449068
Deed Book / Page	5155 / 383
Prior Transfer Date	Sep 28, 2017
Prior Transfer Doc	04309/0627
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	2445 MONARCH DR UNIT 1004, 1004, LAREDO, TX 78045-6435
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004878/683
Date	Oct 8, 2020
Book Page	4878/683
Instrument	1406645

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Nov 17, 2021
Property Address	2445 MONARCH DR UNIT 1004, 1004, LAREDO, TX 78045-6435
Document Number	005155/383
Book / Page	5155 / 383
Map Reference	VOL 23 PG 24
Instrument Date	Nov 12, 2021
Instrument	1449068
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7313 SYLVIA PLATH DR, 7313, LAREDO, TX 78041-2096

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 MONARCH DR UNIT 1004, 1004, LAREDO, TX 78045-6435

Mortgage

Document Number	0001449069
Date	Nov 17, 2021
Instrument	1449069

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 2, 2017
Property Address	2445 MONARCH DR UNIT 1004, 1004, LAREDO, TX 78045-6435
Document Number	04309/0627
Book / Page	4309 / 0627
Map Reference	VOL 23 PG 24
Instrument Date	Sep 28, 2017
Instrument	1309547
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 MONARCH DR UNIT 1004, 1004, LAREDO, TX 78045-6435

Mortgage

Document Number	0001309548
Date	Oct 2, 2017
Instrument	1309548

Lender

Name	COMMONWEALTH MORTGAGE OF TEXAS LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,530 (+6.03%) Land $25,486 Building $204,044	$229,530 (-0.64%) Land $25,486 Building $204,044
2025	$1,095.00 (+9.72%) Homeowner's exemption	$216,477 (+21%)	$231,006 (+29.12%) Land $25,486 Building $205,520
2024	$998.00 (-17.04%)
2023		$178,906 Land $12,106 Building $166,800	$178,906 Land $12,106 Building $166,800
2022	$1,203.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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