Ocean County and Lacey Township property record for 2445 Lake Dr, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,044 sqft · built 1986 |
| Lot Size | 0.393 acres (17,111 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Aug 1997) |
| Tax Bill | $8,987 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-04033-0000-00002 |
| Primary APN | 13-04033-0000-00002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,044 sqft Living Area |
| Gross Area | 3,952 sqft |
| 1st Floor Area | 2,044 sqft |
| Basement Area | 1,908 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 17,111 sqft (0.393 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 00165737 |
|---|---|
| Street Address | 2445 LAKE DR |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-5730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Description | IRR 3,4 |
| Legal Subdivision | INCL |
| Legal Block | 4033 |
| Legal Lot Number | 2 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 732001 |
2445 Lake Dr is owned and occupied by two individuals who bought it in August 1997.
Source: Ocean County and Lacey Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2445 LAKE DR, FORKED RIVER, NJ 08731-5730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 1997 · Amount on File |
| Deed Sale | Aug 4, 1997 · Amount on File |
| Deed Book / Page | 5492 / 560 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 2445 Lake Dr was $8,987, up 7.9% from the year before.
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $328,600 (-) Land $132,700 Building $195,900 | $328,600 (-) Land $132,700 Building $195,900 | |
| 2025 | $8,987.00 (+7.94%) | $328,600 Land $132,700 Building $195,900 | $328,600 Land $132,700 Building $195,900 |
| 2024 | $8,326.00 | ||
| 2023 | $328,600 Land $132,700 Building $195,900 | $328,600 Land $132,700 Building $195,900 | |
| 2022 | $7,436.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2445 Lake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (1998–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2445 Lake Dr is high, ranking above 88% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 94% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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