St. Johns County property record for 2445 Joe Ashton Rd, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,367 sqft · built 2016 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $651,000 (Nov 2021) |
| Tax Bill | $7,943 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 016500-0340 |
| Primary APN | 016500-0340 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,367 sqft Living Area |
| Gross Area | 3,058 sqft |
| 1st Floor Area | 2,367 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Lot Dimensions | 1,320 ft deep x 330 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
|---|---|
| Porch Area | 264 sqft |
| Deck Area | 240 sqft |
| Patio Area | 1,380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2445 JOE ASHTON RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-2501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | 2-34 PT OF SE1/4 330FT ON JOE ASHTON RD X 1319FT OR5428/451 |
| Legal Range | 27E |
| Legal Township | 07S |
| Legal Section | 01 |
| Legal Lot Number | 2-34 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 21004 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2445 JOE ASHTON RD, SAINT AUGUSTINE, FL 32092-2501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC |
| Nov 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2021 · Amount on Record |
| Deed Sale | Nov 24, 2021 · Amount on Record |
| Prior Sale | Apr 6, 2015 · Amount on Record |
| Deed Document Number | 2021127508 |
| Deed Book / Page | 5428 / 451 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2445 JOE ASHTON RD, SAINT AUGUSTINE, FL 32092-2501 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2445 JOE ASHTON RD, SAINT AUGUSTINE, FL 32092-2501 |
| Document Number | 0062210667 |
|---|---|
| Date | Sep 16, 2025 |
| Book Page | 6221/667 |
| Instrument | 2025075408 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 6, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 24, 2021 |
| Property Address | 2445 JOE ASHTON RD, SAINT AUGUSTINE, FL 32092-2501 |
| Document Number | 0054280451 |
| Book / Page | 5428 / 451 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 2021127508 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,557.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2445 JOE ASHTON RD, SAINT AUGUSTINE, FL 32092-2501 |
| Name | Verified Name |
|---|---|
| Address | 2445 JOE ASHTON RD, SAINT AUGUSTINE, FL 32092-2501 |
| Document Number | 0005428453 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 5428/453 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $620,059 (+2.7%) | $918,799 (+10.73%) Land $414,770 Building $504,029 | |
| 2025 | $7,943.00 (+11.61%) Homeowner's exemption | $603,758 (+2.9%) | $829,759 (+1.62%) Land $395,060 Building $434,699 |
| 2024 | $7,117.00 (+5.42%) Homeowner's exemption | $586,742 (+6.45%) | $816,531 (+24.16%) Land $395,060 Building $421,471 |
| 2023 | $6,751.00 (+2.58%) Homeowner's exemption | $551,194 (+3%) | $657,654 (+12.35%) Land $251,046 Building $406,608 |
| 2022 | $6,581.00 Homeowner's exemption | $535,140 | $585,361 Land $251,046 Building $334,315 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 115 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 21 (2016–2022) |
| Claims Outside the SFHA | 6 of 21 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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