2445 Hemlock Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 2445 Hemlock Ave, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1942
Lot Size	0.064 acres (2,800 sqft)
Owner	Company Name on File
Tax Bill	$7,167 (2025)
Deeds & Mortgages	Aug 2023 Transfer May 2021 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`068-248-007`

Property Details

APN / Parcel Number

Primary APN	`068-248-007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Construction Type	Wood
Lot Area	2,800 sqft (0.064 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2445 HEMLOCK AVE
City	MORRO BAY
State	CA
Zip	93442-1743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY MB MORRO DEL MAR 1 BL 5 LT 7
Legal Subdivision	MORRO DEL MAR 01
Legal Block	5
Legal Lot Number	7
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1005
Census Tract	10505

Owner

2445 Hemlock Ave is owned by a company that acquired it in May 1994.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	2467 HEMLOCK AVE, MORRO BAY, CA 93442-1743
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Intrafamily Transfer, Transfer
May 24, 2021	Correction Deed
May 24, 2021	Correction Deed
Sep 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 17, 2020	Quit Claim Deed ATTORNEY ONLY
Feb 20, 2020	Correction Deed, Transfer NOT AVAILABLE
Feb 20, 2020	Correction Deed, Transfer NOT AVAILABLE
Feb 20, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 12, 1994
Transfer Doc	0000030797
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 29, 2023
Property Address	2445 HEMLOCK AVE, MORRO BAY, CA 93442-1743
Document Number	0000025546
Map Reference	MB 3 PG 76
Instrument Date	Jul 28, 2023
Instrument	2023025546
Transaction Type	Transfer
Record Updated	Sep 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	2445 HEMLOCK AVE, MORRO BAY, CA 93442-1743

May 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 24, 2021
Property Address	2445 HEMLOCK AVE, MORRO BAY, CA 93442-1743
Document Number	0000038229
Map Reference	MB 3 PG 76
Instrument Date	Apr 30, 2021
Instrument	2021038229
Record Updated	Jun 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 HEMLOCK AVE, MORRO BAY, CA 93442-1743

May 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 24, 2021
Property Address	2445 HEMLOCK AVE, MORRO BAY, CA 93442-1743
Document Number	0000038230
Map Reference	MB 3 PG 76
Instrument Date	Apr 30, 2021
Instrument	2021038230
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2445 HEMLOCK AVE, MORRO BAY, CA 93442-1743

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 17, 2020
Property Address	2445 HEMLOCK AVE, MORRO BAY, CA 93442-1743
Document Number	0000050965
Instrument Date	Sep 4, 2020
Instrument	50965
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2445 HEMLOCK AVE MORRO BAY CA 934421743, MORRO BAY, CA 93442-1743

September 2020: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 17, 2020
Property Address	2445 HEMLOCK AVE, MORRO BAY, CA 93442-1743
Document Number	0000050964
Instrument Date	Sep 4, 2020
Instrument	50964
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 HEMLOCK AVE MORRO BAY CA 934421743, MORRO BAY, CA 93442-1743

February 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 20, 2020
Property Address	2445 HEMLOCK AVE, MORRO BAY, CA 93442-1743
Document Number	0000008282
Instrument Date	Feb 5, 2020
Instrument	8282
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1192 MORRO BAY CA 934431192, MORRO BAY, CA 93443-1192

February 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 20, 2020
Property Address	2445 HEMLOCK AVE, MORRO BAY, CA 93442-1743
Document Number	0000008283
Instrument Date	Jan 30, 2020
Instrument	8283
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	PO BOX 1192 MORRO BAY CA 934431192, MORRO BAY, CA 93443-1192

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 20, 2020
Property Address	2445 HEMLOCK AVE, MORRO BAY, CA 93442-1743
Document Number	0000008281
Instrument Date	Jan 30, 2020
Instrument	8281
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1192 MORRO BAY CA 934431192, MORRO BAY, CA 93443-1192

Tax Assessment & Valuation

The 2025 property tax bill for 2445 Hemlock Ave was $7,167.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$663,254 (+2%) Land $477,543 Building $185,711
2025	$7,167.00	$650,250 Land $468,180 Building $182,070
2023	$1,211.00 (+6.7%)	$109,475 Land $69,675 Building $39,800
2022	$1,135.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2445 Hemlock Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2445 Hemlock Ave is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Verizon.

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