Hernando County property record for 2445 Gallagher Ave, Spring Hill, FL 34606
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,328 sqft · built 1978 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Owner Name on File |
| Last Sale | $74,500 (Mar 2003) |
| Tax Bill | $488 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5210-1438-0020 |
| Primary APN | R32-323-17-5210-1438-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,328 sqft Living Area |
| 1st Floor Area | 1,328 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 153 sqft |
| Porch | Porch |
| Porch Area | 952 sqft |
| Deck Area | 80 sqft |
| Patio Area | 547 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00312897 |
|---|---|
| Street Address | 2445 GALLAGHER AVE |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-3250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 21 BLK 1438 LOT 2 ORB 288 PG 609 ORB 1539 PGS 823-24 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 23 |
| Legal Subdivision | SPRING HILL UNIT 21 |
| Legal Block | 1438 |
| Legal Lot Number | 2 |
| Legal Unit | 21 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 41303 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 2445 GALLAGHER AVE, SPRING HILL, FL 34606-3250 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2003 · Amount on File |
| Deed Sale | Mar 27, 2003 · Amount on File |
| Prior Sale | Jun 10, 2002 · Amount on File |
| Deed Document Number | 0164401232 |
| Deed Book / Page | 01644 / 01232 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 2445 GALLAGHER AVE, SPRING HILL, FL 34606-3250 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2445 GALLAGHER AVE, SPRING HILL, FL 34606-3250 |
| Document Number | 0039671696 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 3967/1696 |
| Instrument | 2021018622 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $488.00 (+0.21%) Additional exemption filed | $71,074 (+5.99%) | $205,007 (+4.93%) Land $38,000 Building $167,007 |
| 2023 | $67,059 Land $67,059 | ||
| 2022 | $487.00 | $195,382 Land $32,500 Building $162,882 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile, Tillman Fiber, WOW Internet, Cable & Phone.
5G (outdoors only) and 4G LTE
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