Osceola County property record for 2445 Crane Ct, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,511 sqft · built 1975 |
| Lot Size | 0.51 acres (22,215 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $4,492 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-26-31-2595-0001-0440 |
| Primary APN | 13-26-31-2595-0001-0440 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,511 sqft Living Area |
| Gross Area | 2,065 sqft |
| 1st Floor Area | 1,511 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | L-Shape |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,215 sqft (0.51 acres) |
| Lot Dimensions | 185 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 348 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Porch Area | 206 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2445 CRANE CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORS1 |
| Legal Description | BAY LAKES EST PB 2 PG 86 & 87 LOT 44 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 13 |
| Legal Subdivision | BAY LAKE ESTATES |
| Legal Tract | 2595 |
| Legal Block | 440 |
| Legal Lot Number | 44 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 43801 |
2445 Crane Ct is held in a trust since May 2025.
Source: Osceola County records, as of November 26, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 104 S WELLS ST, PANAMA CITY BEACH, FL 32413-1938 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 15, 2025 |
| Transfer Doc | 0067891061 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 2445 Crane Ct was $4,492, up 6.4% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,492.00 (+6.42%) | $272,800 Land $65,000 Building $207,800 | $272,800 Land $65,000 Building $207,800 |
| 2024 | $4,221.00 (+8.84%) | ||
| 2023 | $3,878.00 (+10.74%) | $237,700 (+13.51%) Land $55,000 Building $182,700 | $237,700 (+13.51%) Land $55,000 Building $182,700 |
| 2022 | $3,502.00 | $209,400 Land $55,000 Building $154,400 | $209,400 Land $55,000 Building $154,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2445 Crane Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 192 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 192 in force |
| Nearby Flood Claims | 6 (2002–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2445 Crane Ct is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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