Oakland County property record for 2445 Cheswick Dr, Troy, MI 48084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,261 sqft · built 1963 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,719 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-19-252-001 |
| Primary APN | 88-20-19-252-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,261 sqft Living Area |
| 1st Floor Area | 1,455 sqft |
| Basement Area | 675 sqft |
| Unfinished Basement | 1,455 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 136 ft deep x 108 ft wide |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 40 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2445 CHESWICK DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48084-1156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 19 TOWN ACRES SUB. NO. 4 LOT 118 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 19 |
| Legal Subdivision | TOWN ACRES SUB #4 |
| Legal Lot Number | 118 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 196700 |
2445 Cheswick Dr is owned and occupied by two individuals who acquired it in June 2002.
Source: Oakland County records, as of June 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2445 CHESWICK DR, TROY, MI 48084-1156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2002 |
| Deed Sale | Jun 7, 2002 |
| Prior Sale | Feb 11, 2002 |
| Prior Transfer Date | Dec 1, 2001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 1, 2026 |
| Property Address | 2445 CHESWICK DR, TROY, MI 48084-1156 |
| Document Number | 0000077555 |
| Book / Page | 61246 / 835 |
| Instrument Date | May 22, 2026 |
| Instrument | 202677555 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2445 CHESWICK DR, TROY, MI 48084-1156 |
| Document Number | 0000077555, |
|---|---|
| Date | Jun 1, 2026 |
| Book Page | 61246/835 |
| Instrument | 202677555 |
| Name | MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | May 22, 2051 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 2445 Cheswick Dr was $3,719 with a homeowner's exemption.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,719.00 | ||
| 2023 | $385,940 | ||
| 2022 | $3,868.00 | $192,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2445 Cheswick Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2445 Cheswick Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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