2445 Chateau Loop, Kissimmee, FL 34741 Property Records

Osceola County property record for 2445 Chateau Loop, Kissimmee, FL 34741

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,138 sqft · built 2018
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Dec 2021)
Tax Bill	$1,362 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`082529223900014490`

Property Details

APN / Parcel Number

Primary APN	`082529223900014490`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,138 sqft Heated Area
Gross Area	2,945 sqft
1st Floor Area	810 sqft
Upper Floors Area	1,328 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Finished
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	315 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2445 CHATEAU LOOP
City	KISSIMMEE
State	FL
Zip	34741-7947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAPESTRY PH 3 PB 26 PGS 5-12 LOT 449
Legal Range	29E
Legal Township	25S
Legal Section	08
Legal Subdivision	TAPESTRY
Legal Phase	3
Legal Tract	2239
Legal Lot Number	449
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	4
Census Block	4015
Census Tract	42000

Owner

2445 Chateau Loop is owned and occupied by an individual who bought it in December 2021.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2445 CHATEAU LOOP, KISSIMMEE, FL 34741-7947
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 15, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Aug 28, 2018	Special Warranty Deed, Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2021 · Amount on File
Deed Sale	Dec 13, 2021 · Amount on File
Prior Sale	Aug 28, 2018 · Amount on File
Deed Document Number	2021191136
Deed Book / Page	6105 / 2401
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 13, 2021
Property Address	2445 CHATEAU LOOP, KISSIMMEE, FL 34741-7947
Document Number	0061052401
Book / Page	6105 / 2401
Map Reference	MB 26 PG 5-12
Instrument Date	Nov 30, 2021
Instrument	2021191136
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2220 BETSY ROSS LN, 2220, SAINT CLOUD, FL 34769-1801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 CHATEAU LOOP, KISSIMMEE, FL 34741-7947

Mortgage

Document Number	0061052403
Date	Dec 13, 2021
Instrument	6105/2403

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2445 CHATEAU LOOP, KISSIMMEE, FL 34741-7947
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 CHATEAU LOOP, KISSIMMEE, FL 34741-7947

Mortgage

Document Number	0059362118
Date	Apr 15, 2021
Book Page	5936/2118
Instrument	2021057474

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 28, 2018
Property Address	2445 CHATEAU LOOP, KISSIMMEE, FL 34741-7947
Document Number	0053921689
Book / Page	5392 / 1689
Map Reference	MB26 PG12
Instrument Date	Aug 28, 2018
Instrument	2018130963
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,431.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1900 SUMMIT TOWER BLVD STE 500, 1900, ORLANDO, FL 32810-5916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 CHATEAU LOOP, KISSIMMEE, FL 34741-7947

Mortgage

Document Number	2018130964
Date	Aug 28, 2018
Instrument	2018130964

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2445 Chateau Loop was $1,362 with exemptions applied.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	Kissimmee City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,362.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$371,493	$432,500 Land $90,000 Building $342,500
2023	$1,038.00 (+0.48%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$350,509 (+3%)	$413,200 (+21.42%) Land $75,000 Building $338,200
2022	$1,033.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$340,300 Land $60,000 Building $280,300	$340,300 Land $60,000 Building $280,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2445 Chateau Loop in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	7 (2021–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2445 Chateau Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, CenturyLink, Summit Broadband, Verizon.

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