2445 Bulrush Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2445 Bulrush Dr, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2020
Square Footage	1,787 sqft Heated Area
Lot Size	10,890 sqft (0.25 acres)
Occupancy	Owner Occupied
Last Sale	$261,710 (2020)
Tax Bill	$3,877.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`112630010700010120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,787 sqft Heated Area
Gross Area	2,252 sqft Gross Area
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Finished Garage
Porch	Open Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2445 BULRUSH DR
City	SAINT CLOUD
State	FL
Zip	34769-6415
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CANOE CREEK CROSSINGS PB 27 PGS 135-136 LOT 12
Legal Range	30E
Legal Township	26S
Legal Section	11
Legal Subdivision	CANOE CREEK CROSSINGS
Legal Tract	107
Legal Lot Number	12
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2057
Census Tract	43303

Owner

Source: Osceola County records · APN 112630010700010120

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2445 BULRUSH DR, SAINT CLOUD, FL 34769-6415
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 2020 · Amount on Record
Deed Sale	Apr 01, 2020 · Amount on Record
Deed Doc Number	2020045406
Deed Book / Page	5701 / 1942
Record Refreshed	Jun 08, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 01, 2020
Property Address	2445 BULRUSH DR, SAINT CLOUD, FL 34769-6415
Document Number	0057011942
Book / Page	005701 / 001942
Instrument Date	Mar 26, 2020
Instrument	45406
Transaction Type	Transfer
Record Updated	Jun 08, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,832.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	2445 BULRUSH DR ST CLOUD FL 347696415, ST CLOUD, FL 34769-6415

Mortgage

Document Number	57011944
Date	Apr 01, 2020
Book Page	005701/001944
Instrument	45407

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,877.00 (+6.22%) Homeowner's exemption	$259,513 (+5.99%)	$320,900 (+11.42%) Land $66,300 Building $254,600
2023	$3,650.00 (+3.58%) Homeowner's exemption	$244,855 (+3%)	$288,000 (+14.24%) Land $49,000 Building $239,000
2022	$3,524.00 Homeowner's exemption	$237,724	$252,100 Land $49,000 Building $203,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,408 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.