2445 Bella Rdg, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2445 Bella Rdg, Covington, KY 41017

Property Summary

Property TypeCondominium
Lot Size0.025 acres (1,081 sqft)
Owner2 Individual Names on Record
Last Sale$209,155 (May 2025)
Tax Bill$2,725 (2025)
Deeds & MortgagesSep 2025 Mortgage
May 2025 Sale & Mortgage
APN844-00-02-405.35

Property Details

APN / Parcel Number

Primary APN844-00-02-405.35

Exterior

Architectural StyleCondo/Apartment
Lot Area1,081 sqft (0.025 acres)

Location & Zoning

Street Address2445 BELLA RDG
CityCOVINGTON
StateKY
Zip41017-3573
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionSIENA EAST AT TUSCANY PHASE 8 LOT 405 UNIT 405-305 1081 SF UPPER LEVEL RIGHT FRONT KIMBELL
Legal SubdivisionSIENA EAST AT TUSCANY
Legal Phase8
Legal Lot Number305-405
Legal Unit30
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2004
Census Tract65100

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2445 BELLA RDG, COVINGTON, KY 41017-3573
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Deed of Trust, Mortgage · Conventional Mortgage
VICTORY MORTGAGE LLC
May 5, 2025Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
VICTORY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2025 · Amount on Record
Deed SaleMay 5, 2025 · Amount on Record
Deed Document Number202510
Deed Book / Page341 / 166
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2445 BELLA RDG, COVINGTON, KY 41017-3573
Transaction TypeMortgage
Record UpdatedNov 28, 2025
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2445 BELLA RDG, COVINGTON, KY 41017-3573

Mortgage

Document Number0005900087
DateSep 26, 2025
Book PageKCM 690/473
Instrument25092605900087
Lender
NameVICTORY MORTGAGE LLC
TypeMortgage Company
AddressERLANGER, KY 41018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

May 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 5, 2025
Property Address2445 BELLA RDG, COVINGTON, KY 41017-3573
Document Number0005900010
Book / PageKC 341 / 166
Map ReferenceMB 233 PG 872
Instrument DateApr 29, 2025
Instrument25050505900010
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 28, 2025
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$209.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2445 BELLA RDG, COVINGTON, KY 41017-3573

Mortgage

Document Number0005900011
DateMay 5, 2025
Instrument25050505900011
Lender
NameVICTORY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2055

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$209,100 (-23.96%) Building $209,100$209,100 (-23.96%) Building $209,100
2025$2,725.00$275,000 Building $275,000$275,000 Building $275,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Nearby Flood Claims1 (1993)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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