2445 Albany Ct, Aurora, IL 60503 Property Records

Will County property record for 2445 Albany Ct, Aurora, IL 60503

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,248 sqft · built 1998
Lot Size	0.19 acres (8,348 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Jan 2020)
Tax Bill	$10,957 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-06-106-045`

Property Details

APN / Parcel Number

Primary APN	`07-01-06-106-045`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,248 sqft Total Area
1st Floor Area	1,129 sqft
2nd Floor Area	1,119 sqft
Basement Area	905 sqft
Unfinished Basement	905 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Frame
Lot Area	8,348 sqft (0.19 acres)
Garage Area	456 sqft

Location & Zoning

Street Address	2445 ALBANY CT
City	AURORA
State	IL
Zip	60503-5788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 IN THE WHEATLANDS, UNIT 1A, BEING A SUB OF PRT OF THE NW FRACT'L 1/4 OF SEC 6, T37N-R9E; PRT OF THE SW1/4 OF SEC 31,
Legal Range	09E
Legal Township	37N
Legal Section	06
Legal Subdivision	THE WHEATLANDS
Legal Block	1A
Legal Lot Number	32
Legal Unit	1A
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	2
Census Block	2001
Census Tract	880324

Owner

2445 Albany Ct is owned and occupied by two individuals who bought it in January 2020.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2445 ALBANY CT, AURORA, IL 60503-5788
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Nov 4, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 6, 2020	Warranty Deed, Transfer · FHA Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2020 · Amount on File
Deed Sale	Jan 6, 2020 · Amount on File
Prior Sale	Aug 13, 1998 · Amount on File
Deed Document Number	20201270
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	Jul 24, 2026
Property Address	2445 ALBANY CT, AURORA, IL 60503-5788
Document Number	0000045594
Instrument Date	Jul 16, 2026
Instrument	202645594
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 ALBANY CT, AURORA, IL 60503-5788

Mortgage

Document Number	0000045594,
Date	Jul 24, 2026
Instrument	202645594

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	282 Months
Due	Jan 1, 2050

Interest

Rate	6.47%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2445 ALBANY CT, AURORA, IL 60503-5788
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 ALBANY CT, AURORA, IL 60503-5788

Mortgage

Document Number	0000120919
Date	Nov 4, 2021
Instrument	R2021120919

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Jan 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jan 6, 2020
Property Address	2445 ALBANY CT, AURORA, IL 60503-5788
Document Number	0000001270
Map Reference	DOC R96-13002
Instrument Date	Dec 30, 2019
Instrument	R2020001270
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2445 ALBANY CT, AURORA, IL 60503-5788

Mortgage

Document Number	0000001271
Date	Jan 6, 2020
Instrument	R2020001271

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 2445 Albany Ct was $10,957.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Will County
County Subdivision	Wheatland Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,957.00	$139,311 (+9.95%) Land $33,954 Building $105,357	$417,933 (+9.95%) Land $101,862 Building $316,071
2024		$126,704 Land $30,881 Building $95,823	$380,112 Land $92,643 Building $287,469
2022	$9,569.00 Homeowner's exemption	$102,164 Land $25,805 Building $76,359	$306,492 Land $77,415 Building $229,077

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2445 Albany Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2445 Albany Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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