24445 498th St, Bemidji, MN 56601 Property Records

Hubbard County property record for 24445 498th St, Bemidji, MN 56601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,419 sqft · built 1910
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Aug 2020)
Tax Bill	$2,130 (2026)
Deeds & Mortgages	Jun 2011 Mortgage Apr 2005 Mortgage + 1 more
APN	`11.15.00111`

Property Details

APN / Parcel Number

Primary APN	`11.15.00111`
Alternative APN	`57531`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,419 sqft Living Area
Basement Area	1,246 sqft
Finished Basement	1,246 sqft
Flooring	Terrazzo
Interior Walls	Vinyl Panel/Coating

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Tin
Lot Area	217,800 sqft (5 acres)
Garage Area	1,872 sqft
Parking Spaces	7 Parking Spaces
Patio Area	356 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	57531
Street Address	24445 498TH ST
City	BEMIDJI
State	MN
Zip	56601-9474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-15 TWP-145 RANGE-033 5.00 AC 15-1A-1 E1/2 OF SW1/4 OF NW1/4 OF NE1/4
Legal Range	33
Legal Township	145
Legal Section	15
Jurisdiction	HUBBARD MN
Township / Civil Division	HELGA
Census Block Group	1
Census Block	1017
Census Tract	70100

Owner

24445 498th St is owned and occupied by an individual who bought it in August 2020.

Source: Hubbard County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	24445 498TH ST, BEMIDJI, MN 56601-9474
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2011	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Apr 11, 2005	Deed of Trust, Mortgage · Conventional Mortgage RIVER FUNDING CORPORATION
Aug 13, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage AFFINITY PLUS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2020 · Amount on File
Deed Sale	Aug 13, 2020 · Amount on File
Deed Document Number	2020410755
Record Updated	Oct 29, 2026

June 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	24445 498TH ST, BEMIDJI, MN 56601-9474
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000352876
Date	Jun 13, 2011
Instrument	A000352876

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2041

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	24445 498TH ST, BEMIDJI, MN 56601-9474
Transaction Type	Mortgage
Record Updated	May 14, 2026
Title Company	ALL AMERICAN ESCROW AND TITLE, ALL AMERICAN ESCROW & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000307083
Date	Apr 11, 2005
Instrument	A000307083

Lender

Name	RIVER FUNDING CORPORATION
Address	WEST SALEM, WI 54669

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2020

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Aug 13, 2020
Property Address	24445 498TH ST, BEMIDJI, MN 56601-9474
Document Number	A000410755
Instrument Date	Aug 7, 2020
Instrument	A000410755
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24445 498TH ST, BEMIDJI, MN 56601-9474

Mortgage

Document Number	A000410756
Date	Aug 13, 2020
Instrument	A000410756

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 24445 498th St was $2,130.

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	Helga Township
Unified School District	Bemidji Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,130.00
2025	$2,130.00	$279,300 Land $54,000 Building $225,300	$279,300 Land $54,000 Building $225,300
2022	$1,782.00	$243,800 Land $38,500 Building $205,300	$243,800 Land $38,500 Building $205,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 24445 498th St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 24445 498th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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