24442 Chamalea, Mission Viejo, CA 92691 Property Records

Orange County property record for 24442 Chamalea, Mission Viejo, CA 92691

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,109 sqft · built 1968
Lot Size	0.187 acres (8,140 sqft)
Owner	2 Individual Names on File
Last Sale	$845,000 (Feb 2020)
Tax Bill	$9,435 (2025)
Deeds & Mortgages	Apr 2022 Construction Loan Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`784-432-01`

Property Details

APN / Parcel Number

Primary APN	`784-432-01`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,109 sqft Living Area
Gross Area	2,584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	8,140 sqft (0.187 acres)
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	24442 CHAMALEA
City	MISSION VIEJO
State	CA
Zip	92691-4821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 6324 BLK LOT 80
Legal Subdivision	TRACT 6324
Legal Tract	6324
Legal Lot Number	80
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1006
Census Tract	32003

Owner

24442 Chamalea is owned and occupied by two individuals who bought it in February 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24442 CHAMALEA, MISSION VIEJO, CA 92691-4821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 21, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 16, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage IRON FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2020 · Amount on File
Deed Sale	Feb 21, 2020 · Amount on File
Prior Sale	Jan 3, 2001 · Amount on File
Deed Document Number	202073433
Prior Transfer Date	Aug 11, 2017
Prior Transfer Doc	0000347434
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24442 CHAMALEA, MISSION VIEJO, CA 92691-4821
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24442 CHAMALEA, MISSION VIEJO, CA 92691-4821

Mortgage

Document Number	0000151694
Date	Apr 21, 2022
Instrument	2022000151694

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 20, 2042

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24442 CHAMALEA, MISSION VIEJO, CA 92691-4821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24442 CHAMALEA, MISSION VIEJO, CA 92691-4821

Mortgage

Document Number	0000678540
Date	Nov 23, 2020
Instrument	2020000678540

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 21, 2020
Property Address	24442 CHAMALEA, MISSION VIEJO, CA 92691-4821
Document Number	0000073433
Map Reference	MB 237 PG 11-14
Instrument Date	Jan 22, 2020
Instrument	2020000073433
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	24442 CHAMALEA, MISSION VIEJO, CA 92691-4821

Mortgage

Document Number	0000073434
Date	Feb 21, 2020
Instrument	2020000073434

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

August 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 16, 2017
Property Address	24442 CHAMALEA, MISSION VIEJO, CA 92691-4821
Document Number	0000347434
Instrument Date	Aug 11, 2017
Instrument	347434
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	24442 CHAMALEA MISSION VIEJO CA 926914821, MISSION VIEJO, CA 92691-4821

Mortgage

Document Number	347435
Date	Aug 16, 2017
Instrument	347435

Lender

Name	IRON FINANCIAL INC
Type	Funding / Finance Company
Address	NEWPORT BEACH, CA 92663

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 24442 Chamalea was $9,435 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Mission Viejo City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$942,611 (+2%) Land $731,336 Building $211,275
2025	$9,435.00 Homeowner's exemption	$924,129 Land $716,996 Building $207,133
2023	$9,043.00 (+1.82%) Homeowner's exemption	$888,245 Land $689,154 Building $199,091
2022	$8,881.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 24442 Chamalea in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24442 Chamalea is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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