2444 Summit Dr, Henderson, KY 42420 Property Records

Henderson County property record for 2444 Summit Dr, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,045 sqft · built 2002
Lot Size	0.795 acres (34,668 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Dec 2015)
Tax Bill	$1,779 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65K-256`

Property Details

APN / Parcel Number

Primary APN	`65K-256`
Alternative APN	`39779`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,045 sqft Finished Area

Exterior

Year Built	Built 2002
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	34,668 sqft (0.795 acres)
Garage Type	Attached
Garage Area	805 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	39779
Street Address	2444 SUMMIT DR
City	HENDERSON
State	KY
Zip	42420-5180
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	SUMMIT DRIVE
Legal Lot Number	208
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	1
Census Block	1000
Census Tract	20604

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2444 SUMMIT DR, HENDERSON, KY 42420-5180
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Sep 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIELD & MAIN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2015 · Amount on Record
Deed Sale	Dec 21, 2015 · Amount on Record
Prior Sale	May 11, 2010 · Amount on Record
Deed Document Number	2015014388
Deed Book / Page	RE 0614 / 671
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	2444 SUMMIT DR, HENDERSON, KY 42420-5180
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2444 SUMMIT DR, HENDERSON, KY 42420-5180

Mortgage

Document Number	0MT1403/55
Date	Sep 16, 2022
Book Page	MT1403/55
Instrument	2022009637

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jul 25, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	2444 SUMMIT DR, HENDERSON, KY 42420-5180
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1293/424
Date	Sep 12, 2019
Book Page	MT 1293/424
Instrument	2019010095

Lender

Name	FIELD & MAIN BANK
Type	Bank
Address	HENDERSON, KY 42419

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,779.00 (-0.84%) Homeowner's exemption	$160,500 (-)	$160,500 (-)
2023	$1,794.00 (+7.94%) Homeowner's exemption	$160,500 (+7%)	$160,500 (+7%)
2022	$1,662.00 Homeowner's exemption	$150,000	$150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Watch TV.

Nearby Properties on Summit Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures