San Luis Obispo County property record for 2444 Main St, #1, Morro Bay, CA 93442
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1 ba · 1,257 sqft · built 2020 |
| Lot Size | 0.027 acres (1,157 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (Feb 2021) |
| Tax Bill | $7,081 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 068-202-001 |
| Primary APN | 068-202-001 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,257 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Condo/Apartment |
| Construction Type | Wood |
| Lot Area | 1,157 sqft (0.027 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 2444 MAIN ST, 1 |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-1552 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | TR 2812 LT 1 |
| Legal Subdivision | TRACT 2812 |
| Legal Tract | 2812 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10505 |
2444 Main St, #1 is owned and occupied by an individual who bought it in February 2021.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2444 MAIN ST, MORRO BAY, CA 93442-1552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Feb 11, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2021 · Amount on File |
| Deed Sale | Feb 11, 2021 · Amount on File |
| Deed Document Number | 202111226 |
| Prior Transfer Date | Feb 3, 2021 |
| Prior Transfer Doc | 0000011226 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jul 27, 2026 |
| Property Address | 2444 MAIN ST, 1, MORRO BAY, CA 93442-1552 |
| Document Number | 0000023753 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202623753 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | ATLAS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2444 MAIN ST, MORRO BAY, CA 93442-1552 |
| Document Number | 0000023753, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 202623753 |
| Name | LENDAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Feb 11, 2021 |
| Property Address | 2444 MAIN ST # 1, 1, MORRO BAY, CA 93442-1552 |
| Document Number | 0000011226 |
| Map Reference | MB 37 PG 72&73 |
| Instrument Date | Feb 3, 2021 |
| Instrument | 2021011226 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2444 MAIN ST, MORRO BAY, CA 93442-1552 |
| Document Number | 0000011227 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 2021011227 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 2444 Main St, #1 was $7,081 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $662,446 (+2%) Land $331,223 Building $331,223 | |
| 2025 | $7,081.00 Homeowner's exemption | $649,458 Land $324,729 Building $324,729 |
| 2023 | $6,832.00 (+6.72%) Homeowner's exemption | $624,240 Land $312,120 Building $312,120 |
| 2022 | $6,402.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2444 Main St, #1 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2444 Main St, #1 is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011 |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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