2443 Vine St, El Centro, CA 92243 Property Records

Imperial County property record for 2443 Vine St, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,617 sqft · built 1992
Lot Size	0.165 acres (7,183 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,395 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`052-752-014-000`

Property Details

APN / Parcel Number

Primary APN	`052-752-014-000`
Alternative APNs	`0527521401` `05275214`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,617 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Lot Area	7,183 sqft (0.165 acres)
Garage Area	459 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2443 VINE ST
City	EL CENTRO
State	CA
Zip	92243-3670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLK 5 WILDFLOWER EAST UNIT NO 3 CITY OF EL CENTRO
Legal Subdivision	WILDFLOWER EAST
Legal Block	5
Legal Lot Number	14
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	1
Census Block	1013
Census Tract	11801

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2443 VINE ST, EL CENTRO, CA 92243-3670
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 28, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 28, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
May 12, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2015
Deed Sale	May 15, 2015
Prior Sale	Apr 30, 2013 · Amount on Record
Deed Document Number	20159617
Prior Transfer Date	Apr 22, 2013
Prior Transfer Doc	0000009512
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2443 VINE ST, EL CENTRO, CA 92243-3670
Transaction Type	Mortgage
Record Updated	Apr 19, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2443 VINE ST, EL CENTRO, CA 92243-3670

Mortgage

Document Number	0000002512
Date	Feb 3, 2022
Instrument	2022002512

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2443 VINE ST, EL CENTRO, CA 92243-3670
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2443 VINE ST, EL CENTRO, CA 92243-3670

Mortgage

Document Number	0000019888
Date	Oct 28, 2020
Instrument	2020019888

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2443 VINE ST, EL CENTRO, CA 92243-3670
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015818
Date	Aug 28, 2018
Instrument	2018015818

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2443 VINE ST, EL CENTRO, CA 92243-3670
Document Number	0000011372
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2443 VINE ST EL CENTRO CA 922433670, EL CENTRO, CA 92243-3670

Mortgage

Document Number	0000011372
Date	May 17, 2017
Instrument	11372

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2047

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	El Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$298,039 (+6.12%) Land $50,235 Building $247,804
2025	$3,395.00 (+2.82%)
2023	$3,302.00 (+7.03%)	$280,852 Land $47,339 Building $233,513
2022	$3,085.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks.

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