Jefferson County property record for 2443 Mountain Dr, Hoover, AL 35226
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,462 sqft · built 1998 |
| Lot Size | 0.185 acres (8,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $166,000 (Jan 1999) |
| Tax Bill | $2,306 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-00-04-1-015-005.000 |
| Primary APN | 39-00-04-1-015-005.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,462 sqft Living Area |
| Gross Area | 3,104 sqft |
| 1st Floor Area | 1,462 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 8,100 sqft (0.185 acres) |
| Lot Dimensions | 135 ft deep x 60 ft wide |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 14 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 418373 |
|---|---|
| Old Parcel Number | 39041015005000RR00 |
| Street Address | 2443 MOUNTAIN DR |
| City | HOOVER |
| State | AL |
| Zip | 35226-1581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRD |
| Legal Description | LOT 193 BLUFF PARK RESUR 6TH SECTOR PHASE I PB 186 PG 6 & AMENDED PB 186 PG 62 |
| Legal Range | 03W |
| Legal Township | 19S |
| Legal Section | 04 |
| Legal Quarter | NE |
| Legal Subdivision | BLUFF PK RE 6S AM 39-3-2 |
| Legal Phase | 1 |
| Legal Lot Number | 193 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | HOOVER |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 14412 |
2443 Mountain Dr is owned and occupied by an individual who bought it in January 1999.
Source: Jefferson County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10031 RIDGELINE DR, MONTGOMERY VILLAGE, MD 20886-3013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK |
| Apr 25, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 1999 · Amount on File |
| Deed Sale | Jan 5, 1999 · Amount on File |
| Deed Document Number | 0099011091 |
| Deed Book / Page | 9901 / 1091 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 2443 MOUNTAIN DR, HOOVER, AL 35226-1581 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2443 MOUNTAIN DR, HOOVER, AL 35226-1581 |
| Document Number | 0000083441 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 2022083441 |
| Name | PNC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 1, 2062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 2443 MOUNTAIN DR, HOOVER, AL 35226-1581 |
| Document Number | 0000042563 |
| Instrument Date | Apr 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 2443 MOUNTAIN DR HOOVER AL 352261581, HOOVER, AL 35226-1581 |
| Document Number | 0000042563 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 42563 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 3, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2443 Mountain Dr was $2,306 with a homeowner's exemption.
Source: Jefferson County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Hoover City |
| Unified School District | Hoover City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,306.00 Homeowner's exemption | $32,500 | $333,400 Land $120,000 Building $213,400 |
| 2023 | $30,640 Land $12,000 Building $18,640 | $306,400 Land $120,000 Building $186,400 | |
| 2022 | $2,170.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2443 Mountain Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2014–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2443 Mountain Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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