2443 E Lake Rd, Skaneateles, NY 13152 Property Records

Onondaga County and Spafford Town property record for 2443 E Lake Rd, Skaneateles, NY 13152

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,124 sqft · built 1960
Lot Size0.57 acres (24,829 sqft)
Owner2 Individual Names on File
Tax Bill$14,978 (2025)
Deeds & MortgagesApr 2021 Refinance
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN315200 002.-01-23.0

Property Details

APN / Parcel Number

Primary APN315200 002.-01-23.0
Alternative APN
  • 520000200000010230000000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,124 sqft Living Area
1st Floor Area1,684 sqft
2nd Floor Area440 sqft
Basement Area604 sqft
Finished Basement604 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 2005
Architectural StyleContemporary
Exterior MaterialOther
Lot Area24,829 sqft (0.57 acres)
Lot Dimensions388 ft deep x 70 ft wide
View / LotWaterfront / Beach
Garage TypeMixed
Garage Area1,200 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area584 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2443 E LAKE RD
CitySKANEATELES
StateNY
Zip13152-8901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal DescriptionFL 68
Legal Block1
Legal Lot Number23.000
JurisdictionONONDAGA NY
Township / Civil DivisionSPAFFORD
Census Block Group2
Census Block2000
Census Tract16801

Owner

2443 E Lake Rd is owned by two individuals who acquired it in June 2016.

Source: Onondaga County and Spafford Town records, as of May 4, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 766, SKANEATELES, NY 13152-0766
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SANTANDER BANK NA
Jan 9, 2017Deed of Trust, Mortgage
SANTANDER BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 14, 2016
Transfer Doc0000005376/000000071
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONONDAGA NY
Property Address2443 E LAKE RD, SKANEATELES, NY 13152-8901
Transaction TypeMortgage
Record UpdatedMay 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021000018466
DateApr 29, 2021
Instrument20210-00018466
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMay 1, 2051

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONONDAGA NY
Property Address2443 E LAKE RD, SKANEATELES, NY 13152-8901
Transaction TypeMortgage
Record UpdatedOct 12, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 170-00000772
DateJan 9, 2017
Book Page0000018202/0000000650
Instrument170-00000772
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
AmountAmount on Record
Term360 Months
DueJan 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2443 E Lake Rd was $14,978.

Source: Onondaga County and Spafford Town assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOnondaga County
County SubdivisionSpafford Town
Unified School DistrictSkaneateles Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,978.00$1,500,000 (-) Land $865,600 Building $634,400$1,578,947 (+5.26%) Land $911,158 Building $667,789
2024$1,500,000 (+145.5%) Land $865,600 Building $634,400$1,500,000 (+42.39%) Land $865,600 Building $634,400
2023$611,000 Land $361,000 Building $250,000$1,053,448 Land $622,414 Building $431,034

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2443 E Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1993)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1993 · Severe Blizzard

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2443 E Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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