2443 Cardinal Ct, Concord, CA 94520 Property Records

Contra Costa County property record for 2443 Cardinal Ct, Concord, CA 94520

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,805 sqft · built 1962
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on Record
Tax Bill	$2,250 (2025)
Deeds & Mortgages	Nov 2023 Transfer Oct 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110-373-015-4`

Property Details

APN / Parcel Number

Primary APN	`110-373-015-4`
Alternative APN	`110-373-015`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,805 sqft Living Area
1st Floor Area	1,431 sqft
2nd Floor Area	374 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1965
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2443 CARDINAL CT
City	CONCORD
State	CA
Zip	94520-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	TRACT 3054 LOT 117 EX POR MR
Legal Subdivision	SUBDIVISION 3054
Legal Tract	3054
Legal Lot Number	117
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1013
Census Tract	329000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2443 CARDINAL CT, CONCORD, CA 94520-1505
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Intrafamily Transfer, Transfer
Oct 23, 2023	Intrafamily Transfer, Transfer
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 26, 2023
Transfer Doc	0000118920
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 3, 2023
Property Address	2443 CARDINAL CT, CONCORD, CA 94520-1505
Document Number	0000118920
Map Reference	MB 86 PG 38
Instrument Date	Sep 26, 2023
Instrument	2023-118920
Transaction Type	Transfer
Record Updated	Nov 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2443 CARDINAL CT, CONCORD, CA 94520-1505

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 23, 2023
Property Address	2443 CARDINAL CT, CONCORD, CA 94520-1505
Document Number	0000104274
Map Reference	MB 86 PG 38
Instrument Date	Sep 26, 2023
Instrument	2023-104274
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2443 CARDINAL CT, CONCORD, CA 94520-1505

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2443 CARDINAL CT, CONCORD, CA 94520-1505
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2443 CARDINAL CT, CONCORD, CA 94520-1505

Mortgage

Document Number	0000304290
Date	Nov 1, 2021
Instrument	2021-304290

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$121,623 (+2%) Land $30,226 Building $91,397
2025	$2,250.00 (+6.74%) Homeowner's exemption	$119,239 (+4.04%) Land $29,634 Building $89,605
2023	$2,108.00 (+2.68%) Homeowner's exemption	$114,611 Land $28,484 Building $86,127
2022	$2,053.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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