2442 Valverde Dr, Merced, CA 95340 Property Records

Merced County property record for 2442 Valverde Dr, Merced, CA 95340

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,568 sqft · built 2020
Lot Size0.171 acres (7,458 sqft)
OwnerCompany Name on Record
Last Sale$380,500 (Nov 2020)
Tax Bill$8,071 (2025)
Deeds & MortgagesJan 2026 Mortgage
Feb 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN008-500-045-000

Property Details

APN / Parcel Number

Primary APN008-500-045-000
Alternative APN
  • 008-500-045

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,568 sqft Living Area
1st Floor Area2,568 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Construction TypeWood
Lot Area7,458 sqft (0.171 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Patio Area269 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number008-500-045
Street Address2442 VALVERDE DR
CityMERCED
StateCA
Zip95340-5311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 481 MORAGA OF MERCED UNIT NO. 2 SEC 16/7/14
Legal Subdivision5370 MORAGA/MERCED
Legal Lot Number481
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group3
Census Block3007
Census Tract2602

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1874 S GINZBURG ST, TRACY, CA 95391-8257
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2026Deed of Trust, Mortgage · Commercial Mortgage
COMMUNITY BANK & TRUST - WEST GEORGIA
Feb 3, 2021Correction Deed
CALATLANTIC TITLE
Nov 20, 2020Grant Deed, Subdivision Related Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2020 · Amount on Record
Deed SaleNov 20, 2020 · Amount on Record
Deed Document Number202044119
Last Transfer DateDec 16, 2020
Transfer Doc0000005057
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address2442 VALVERDE DR, MERCED, CA 95340-5311
Transaction TypeMortgage
Record UpdatedFeb 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1874 S GINZBURG ST, MOUNTAIN HOUSE, CA 95391-8257

Mortgage

Document Number0000001016
DateJan 15, 2026
Instrument2026001016
Lender
NameCOMMUNITY BANK & TRUST - WEST GEORGIA
TypeBank
AddressLAGRANGE, GA 30241
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionMERCED CA
Recording DateFeb 3, 2021
Property Address2442 VALVERDE DR, MERCED, CA 95340-5311
Document Number0000005057
Map ReferenceVOL 82 PG 13-20
Instrument DateDec 16, 2020
Instrument2021005057
Record UpdatedJun 7, 2023
Title CompanyCALATLANTIC TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address3312 BRAMANTE LN, DUBLIN, CA 94568-2571

November 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateNov 20, 2020
Property Address2442 VALVERDE DR, MERCED, CA 95340-5311
Document Number0000044119
Map ReferenceMB 82 PG 13-20
Instrument DateNov 1, 2020
Instrument2020044119
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 27, 2021
Title CompanyCALATLANTIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address2442 VALVERDE DRIVE, MERCED, CA 95340-5311

Mortgage

Document Number0000044120
DateNov 20, 2020
Instrument2020044120
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
AddressMIAMI, FL 33172
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$420,098 (+2%) Land $88,324 Building $331,774
2025$8,071.00 (+4.72%)$411,862 (+4.04%) Land $86,593 Building $325,269
2023$7,707.00 (+1.82%)$395,872 Land $83,232 Building $312,640
2022$7,569.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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