2442 King Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2442 King Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,432 sqft · built 2000
Lot Size	3.79 acres (165,092 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Jul 2001)
Tax Bill	$1,077 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`014-023-001-40`

Property Details

APN / Parcel Number

Primary APN	`014-023-001-40`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft
Basement Area	1,432 sqft
Unfinished Basement	1,432 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Lot Area	165,092 sqft (3.79 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2442 KING RD
City	LAPEER
State	MI
Zip	48446-8375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SEC 23 T8N R10E BEG AT A PT ON THE N SEC LI THAT IS N 89-30-00W 610.66 FT FROM NE COR SEC 23; TH CONT ALNG N SEC LI
Legal Range	10E
Legal Township	08N
Legal Section	23
Jurisdiction	LAPEER MI
Township / Civil Division	MAYFIELD
Census Block Group	3
Census Block	3014
Census Tract	333500

Owner

Source: Lapeer County assessment roll, as of August 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2442 KING RD, LAPEER, MI 48446-8375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ELGA CREDIT UNION
Dec 13, 2023	Deed of Trust, Mortgage ELGA CREDIT UNION
Mar 24, 2023	Intrafamily Transfer, Transfer
Nov 10, 2021	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2001 · Amount on Record
Deed Sale	Jul 31, 2001 · Amount on Record
Prior Sale	Aug 26, 1999 · Amount on Record
Deed Document Number	20011
Last Transfer Date	Mar 24, 2023
Transfer Doc	0033430133
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2442 KING RD, LAPEER, MI 48446-8375
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2442 KING RD, LAPEER, MI 48446-8375

Mortgage

Document Number	0034840643
Date	Oct 24, 2025
Book Page	3484/643

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	6065 GRAND POINTE BLVD, GRAND BLANC, MI 48439

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 20, 2035

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2442 KING RD, LAPEER, MI 48446-8375
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2442 KING RD, LAPEER, MI 48446-8375

Mortgage

Document Number	0033800343
Date	Dec 13, 2023
Book Page	3380/343

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	6065 GRAND POINTE BLVD, GRAND BLANC, MI 48439

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Dec 8, 2028

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Mar 24, 2023
Property Address	2442 KING RD, LAPEER, MI 48446-8375
Document Number	0033430133
Book / Page	3343 / 133
Instrument Date	Mar 24, 2023
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2442 KING RD, LAPEER, MI 48446-8375

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2442 KING RD, LAPEER, MI 48446-8375

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2442 KING RD, LAPEER, MI 48446-8375
Transaction Type	Mortgage
Record Updated	Dec 20, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2442 KING RD, LAPEER, MI 48446-8375

Mortgage

Document Number	0032520201
Date	Nov 10, 2021
Book Page	3252/201

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2442 KING RD, LAPEER, MI 48446-8375
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2442 KING RD, LAPEER, MI 48446-8375

Mortgage

Document Number	0031700257
Date	Feb 1, 2021
Book Page	3170/257

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 14, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Mayfield Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,077.00 (-52.68%) Homeowner's exemption	$166,900 (+8.87%)	$333,800 (+8.87%)
2024	$2,276.00 (+10.54%)
2023		$153,300	$306,600
2022	$2,059.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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