2442 E Girard Pl, Spokane, WA 99223 Property Records

Spokane County property record for 2442 E Girard Pl, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,499 sqft · built 1940
Lot Size	0.166 acres (7,250 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Nov 1999)
Tax Bill	$3,288 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35281.0702`

Property Details

APN / Parcel Number

Primary APN	`35281.0702`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,499 sqft Living Area
Gross Area	1,998 sqft
1st Floor Area	999 sqft
Basement Area	999 sqft
Finished Basement	500 sqft
Unfinished Basement	499 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,250 sqft (0.166 acres)
Lot Dimensions	125 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2442 E GIRARD PL
City	SPOKANE
State	WA
Zip	99223-5155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	DE CAMP SUB L2
Legal Range	43E
Legal Township	25N
Legal Section	28
Legal Subdivision	DE CAMP SUB
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1044
Census Tract	4601

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2442 E GIRARD PL, SPOKANE, WA 99223-5155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU
Nov 13, 2018	Deed of Trust, Mortgage · Conventional with PMI SPOKANE TEACHERS CU
Nov 22, 2017	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 1999 · Amount on File
Deed Sale	Nov 24, 1999 · Amount on File
Deed Document Number	19994434672
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2442 E GIRARD PL, SPOKANE, WA 99223-5155
Document Number	0006962253
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2442 E GIRARD PL SPOKANE WA 992235155, SPOKANE, WA 99223-5155

Mortgage

Document Number	0006962253
Date	Aug 31, 2020
Instrument	6962253

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2442 E GIRARD PL, SPOKANE, WA 99223-5155
Document Number	0006762593
Instrument Date	Nov 13, 2018
Transaction Type	Mortgage
Record Updated	Dec 7, 2018
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2442 E GIRARD PL SPOKANE WA 992235155, SPOKANE, WA 99223-5155

Mortgage

Document Number	0006762593
Date	Nov 19, 2018
Instrument	6762593

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2442 E GIRARD PL, SPOKANE, WA 99223-5155
Document Number	0006662798
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2442 E GIRARD PL SPOKANE WA 992235155, SPOKANE, WA 99223-5155

Mortgage

Document Number	0006662798
Date	Nov 29, 2017
Instrument	6662798

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	SPOKANE, WA 99210-1954

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 28, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,288.00 (-0.96%)	$341,300 (+3.74%) Land $130,000 Building $211,300	$341,300 (+3.74%) Land $130,000 Building $211,300
2025	$3,320.00 (+3.14%)
2024		$329,000 (+30.61%) Land $92,000 Building $237,000	$329,000 (+30.61%) Land $92,000 Building $237,000
2023	$3,219.00 (+9.16%)	$251,900 Land $69,000 Building $182,900	$251,900 Land $69,000 Building $182,900
2022	$2,949.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Fatbeam, Intermax Networks.

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