2442 39th Ave NE, Naples, FL 34120 Property Records

Collier County property record for 2442 39th Ave NE, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	2,696 sqft · built 2025
Lot Size	2.26 acres (98,881 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Apr 2023)
Tax Bill	$1,168 (2025)
Deeds & Mortgages	Jun 2024 Mortgage Nov 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`345400 23 03D18`

Property Details

APN / Parcel Number

Primary APN	`345400 23 03D18`
Alternative APNs	`398919200010762002303` `39891920001`

Interior

Building Area	2,696 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	98,881 sqft
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Deck Area	Deck Area

Location & Zoning

Street Address	2442 39TH AVE NE
City	NAPLES
State	FL
Zip	34120-7402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 64 E 150FT OF TR 23 OR 1423 PG 1051
Legal Range	28
Legal Township	48
Legal Section	18
Legal Subdivision	GOLDEN GATE EST UNIT 64
Legal Tract	23
Legal Block	1
Legal Unit	64
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1008
Census Tract	11211

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2442 39TH AVE NE, NAPLES, FL 34120-7402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2024	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Nov 26, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 6, 2023	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Feb 10, 2021	Warranty Deed, Transfer TITLE LEADERS LLC
Jul 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2023 · Amount on Record
Deed Sale	Apr 6, 2023 · Amount on Record
Prior Sale	Feb 10, 2021 · Amount on Record
Deed Document Number	20236385215
Deed Book / Page	6232 / 3583
Prior Transfer Date	Sep 21, 2018
Prior Transfer Doc	0056093532
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2442 39TH AVE NE, NAPLES, FL 34120-7402
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3843 50TH AVE NE, NAPLES, FL 34120-0558

Mortgage

Document Number	0063750827
Date	Jun 28, 2024
Book Page	6375/827
Instrument	6564941

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	NAPLES, FL 34120

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jul 1, 2025

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Nov 26, 2025
Property Address	2442 39TH AVE NE, NAPLES, FL 34120-7402
Document Number	0065301204
Book / Page	6530 / 1204
Map Reference	MB 7 PG 64
Instrument Date	Nov 6, 2025
Instrument	6757250
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATL TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2442 39TH AVE NE, NAPLES, FL 34120-7402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2442 39TH AVE NE, NAPLES, FL 34120-7402

Mortgage

Document Number	0065301206
Date	Nov 26, 2025
Instrument	6530/1206

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 6, 2023
Property Address	2442 39TH AVE NE, NAPLES, FL 34120-7402
Document Number	0062323583
Book / Page	6232 / 3583
Map Reference	MB 7 PG 64
Instrument Date	Mar 30, 2023
Instrument	6385215
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	TRULY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2420 37TH AVE NE, NAPLES, FL 34120-7451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3740 68TH AVE NE, NAPLES, FL 34120-2750

Mortgage

Document Number	0062323585
Date	Apr 6, 2023
Instrument	6232/3585

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	7.25%
Index	1-Year T-Bill
Max Rate	10.2%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 10, 2021
Property Address	2442 39TH AVE NE, NAPLES, FL 34120-7402
Document Number	0058901948
Book / Page	5890 / 1948
Map Reference	MB 7 PG 64
Instrument Date	Feb 5, 2021
Instrument	5999824
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	TITLE LEADERS LLC

Transaction

Amount	Amount Recorded
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5464 AGOSTINO WAY, AVE MARIA, FL 34142-5104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2420 37TH AVE NE, NAPLES, FL 34120-7451

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 25, 2019
Property Address	2442 39TH AVE NE, NAPLES, FL 34120-7402
Document Number	0056553766
Book / Page	005655 / 003766
Instrument Date	Apr 22, 2019
Instrument	5744305
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1047 BATTERSEA PL LOCUST GROVE GA 302482077, LOCUST GROVE, GA 30248-2077

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$632,912 (+563.85%) Land $95,340 Building $537,572	$632,912 (+563.85%) Land $95,340 Building $537,572
2025	$1,168.00 (-19.61%)	$95,340 (-11.21%) Land $95,340	$95,340 (-27.59%) Land $95,340
2023	$1,453.00 (+12.72%)	$107,371 (+1%)	$131,660 (+34.88%) Land $131,660
2022	$1,289.00	$97,610 Land $97,610	$97,610 Land $97,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 289 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	289 in force
Nearby Flood Claims	6 (2017–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Streamline Internet Fixed Wireless	450 / 80
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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