2441 Ridge Rd, Windsor Mill, MD 21244 Property Records

Baltimore County property record for 2441 Ridge Rd, Windsor Mill, MD 21244

Property Summary

Property Type	Rural Home
Details	1.5 ba · 1,344 sqft · built 2008
Lot Size	12.4 acres (544,064 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jan 2019)
Tax Bill	$3,383 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2019 Mortgage + 1 more
APN	`02-0221070000`

Property Details

APN / Parcel Number

Primary APN	`02-0221070000`
Alternative APNs	`20221070000` `0221070000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	544,064 sqft (12.4 acres)
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	0221070000
Street Address	2441 RIDGE RD
City	WINDSOR MILL
State	MD
Zip	21244-1037
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	12.49 AC NES RIDGE R
Legal Block	2
Jurisdiction	BALTIMORE MD
Township / Civil Division	2
Census Block Group	2
Census Block	2002
Census Tract	402407

Owner

Source: Baltimore County records, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2441 RIDGE RD, BALTIMORE, MD 21244-1037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA
Jul 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE COLUMBIA BANK
Jan 31, 2019	Deed, Transfer · Conventional Mortgage THE COLUMBIA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2019 · Amount on Record
Deed Sale	Jan 31, 2019 · Amount on Record
Deed Book / Page	41106 / 138
Prior Transfer Date	Dec 2, 2009
Prior Transfer Doc	0289220184
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	2441 RIDGE RD, BALTIMORE, MD 21244-1037
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0434300425
Date	Oct 8, 2020
Book Page	43430/425

Lender

Name	FULTON BANK NA
Type	Bank
Address	17802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	2441 RIDGE RD, BALTIMORE, MD 21244-1037
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0416380256
Date	Jul 16, 2019
Book Page	41638/256

Lender

Name	THE COLUMBIA BANK
Type	Bank
Address	ELLICOTT CITY, MD 21042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jan 31, 2019
Property Address	2441 RIDGE RD, BALTIMORE, MD 21244-1037
Document Number	0411060138
Book / Page	41106 / 138
Instrument Date	Jan 25, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	CROWN TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2441 RIDGE RD, WINDSOR MILL, MD 21244-1037

Mortgage

Document Number	0041106146
Date	Jan 31, 2019
Instrument	41106/146

Lender

Name	THE COLUMBIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$298,867 (+10.41%)	$329,000 (+15.93%) Land $103,400 Building $225,600
2024	$3,383.00 (+107.04%)
2023	$1,634.00 Homeowner's exemption	$270,700	$283,800 Land $89,600 Building $194,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880

May also be available: Xfinity.

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