2441 Rd M16, Defiance, IA 51527 Property Records

Shelby County property record for 2441 Rd M16, Defiance, IA 51527

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,144 sqft · built 1979
Lot Size	7.79 acres (339,332 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jan 2024)
Tax Bill	$2,950 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Feb 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`830305202001`

Property Details

APN / Parcel Number

Primary APN	`830305202001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	339,332 sqft (7.79 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Poultry House	924 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2441 ROAD M16
City	DEFIANCE
State	IA
Zip	51527-7120
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	5-81-39 PT NW NW
Legal Range	39W
Legal Township	81N
Legal Section	05
Jurisdiction	SHELBY IA
Township / Civil Division	UNION
Census Block Group	4
Census Block	4017
Census Tract	960200

Owner

2441 Rd M16, a rural home, is owned and occupied by two individuals who bought it in January 2024.

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2441 ROAD M16, DEFIANCE, IA 51527-7120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Warranty Deed, Transfer · Commercial Mortgage THE SECURITY NATIONAL BANK OF SIOUX
Feb 27, 2024	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2024 · Amount on File
Deed Sale	Jan 11, 2024 · Amount on File
Deed Document Number	202456
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IA
Recording Date	Jan 11, 2024
Property Address	2441 ROAD M16, DEFIANCE, IA 51527-7120
Document Number	0020240056
Instrument Date	Jan 11, 2024
Instrument	2024-0056
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$255.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2441 ROAD M16, DEFIANCE, IA 51527-7120

Mortgage

Document Number	0020240066
Date	Jan 11, 2024
Instrument	2024-0066

Lender

Name	THE SECURITY NATIONAL BANK OF SIOUX
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 15, 2034

February 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	SHELBY IA
Recording Date	Feb 27, 2024
Property Address	2441 ROAD M16, DEFIANCE, IA 51527-7120
Document Number	0020240306
Map Reference	DOC 2121-99
Instrument Date	Jan 11, 2024
Instrument	2024-0306
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2441 ROAD M16, DEFIANCE, IA 51527-7120

Tax Assessment & Valuation

The 2026 property tax bill for 2441 Rd M16 was $2,950, up 1% from the year before.

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Shelby County
Unified School District	Harlan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,950.00 (+1.03%)	$230,511 (-) Land $11,175 Building $219,336	$230,511 (-) Land $11,175 Building $219,336
2025	$2,920.00	$230,511 Land $11,175 Building $219,336	$230,511 Land $11,175 Building $219,336
2024	$2,920.00
2023		$201,832 (+49.44%) Land $8,754 Building $193,078	$201,832 Land $8,754 Building $193,078
2022	$2,064.00 Homeowner's exemption Additional exemption filed	$135,056 Land $6,228 Building $128,828
2021			$135,056 Land $6,228 Building $128,828

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2441 Rd M16 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2441 Rd M16 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	700 / 300
Farmers Mutual Cooperative Telephone Fiber	400 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd M16

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