2441 Ramey Dr, Linden, NC 28356 Property Records

Cumberland County property record for 2441 Ramey Dr, Linden, NC 28356

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,608 sqft · built 1971
Lot Size	1.7 acres (74,052 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Mar 2020)
Tax Bill	$2,541 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Sep 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0553-45-3986`

Property Details

APN / Parcel Number

Primary APN	`0553-45-3986`
Alternative APN	`0553.01453986`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,608 sqft Heated Area
1st Floor Area	1,448 sqft
2nd Floor Area	1,160 sqft
Basement Area	1,160 sqft
Finished Basement	1,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Traditional
Exterior Material	Brick/Stone
Construction Type	Wood
Foundation Type	Stone
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	74,052 sqft (1.7 acres)
Lot Dimensions	319 ft deep x 207 ft wide
Garage Area	668 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0553.01453986
Street Address	2441 RAMEY DR
City	LINDEN
State	NC
Zip	28356-9629
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A1
Legal Description	LT TOLAR LD W/RES (1.70 AC)
Legal Subdivision	LINDEN DISTRICT
Legal Lot Number	TO
Jurisdiction	CUMBERLAND NC
Township / Civil Division	CARVERS CREEK
Census Block Group	4
Census Block	4035
Census Tract	3700

Owner

Source: Cumberland County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	2441 RAMEY DR, LINDEN, NC 28356-9629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 27, 2019	Warranty Deed, Transfer · Construction Mortgage OAKWOOD LNDG LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 10, 2020 · Amount on Record
Deed Sale	Mar 10, 2020 · Amount on Record
Prior Sale	Sep 27, 2019 · Amount on Record
Deed Document Number	0010713555
Deed Book / Page	10713 / 555
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Mar 10, 2020
Property Address	2441 RAMEY DR, LINDEN, NC 28356-9629
Document Number	0107130555
Book / Page	10713 / 555
Instrument Date	Feb 24, 2020
Instrument	8599
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 53724, FAYETTEVILLE, NC 28305-3724

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2441 RAMEY DR, LINDEN, NC 28356-9629

Mortgage

Document Number	0000008600
Date	Mar 10, 2020
Instrument	8600

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Sep 27, 2019
Property Address	2441 RAMEY DR, LINDEN, NC 28356-9629
Document Number	0105960027
Book / Page	010596 / 000027
Instrument Date	Sep 27, 2019
Instrument	30894
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1000 CENTRE GREEN WAY CARY NC 275132283, CARY, NC 27513-2283
Investor	Possibly a Property Investor

Mortgage

Document Number	105960030
Date	Sep 27, 2019
Book Page	010596/000030
Instrument	30895

Lender

Name	OAKWOOD LNDG LLC
Address	RALEIGH, NC 27617

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 26, 2020

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,541.00 (-5.29%)	$264,320 (+46.5%) Land $32,625 Building $231,695	$264,320 (+46.5%) Land $32,625 Building $231,695
2024	$2,683.00 (+1.4%)	$180,429 (-) Land $18,000 Building $162,429	$180,429 (-) Land $18,000 Building $162,429
2023	$2,646.00 (+1.42%)	$180,429 Land $18,000 Building $162,429	$180,429 Land $18,000 Building $162,429
2022	$2,609.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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