Brevard County property record for 2441 Oakcrest Ln, Melbourne, FL 32904
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,007 sqft · built 1997 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,500 (Mar 2014) |
| Tax Bill | $2,250 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-06-09-*-11 |
| Primary APN | 28-37-06-09-*-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,007 sqft Living Area |
| Gross Area | 2,758 sqft |
| 1st Floor Area | 2,007 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 126 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 289 sqft |
| Deck Area | 446 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2821053 |
|---|---|
| Street Address | 2441 OAKCREST LN |
| City | MELBOURNE |
| State | FL |
| Zip | 32904-3744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1AA |
| Legal Description | OAKWOOD SUBD LOT 11 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 06 |
| Legal Subdivision | OAKWOOD SUBD |
| Legal Lot Number | 11 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 64601 |
Source: Brevard County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2441 OAKCREST LN, MELBOURNE, FL 32904-3744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 7, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Mar 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DYBN FINANCIAL CORP |
| May 1, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Aug 10, 2018 | Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2014 · Amount on Record |
| Deed Sale | Mar 27, 2014 · Amount on Record |
| Prior Sale | Oct 10, 1996 · Amount on Record |
| Deed Document Number | 201460476 |
| Deed Book / Page | 7093 / 2290 |
| Prior Transfer Date | Nov 20, 2000 |
| Prior Transfer Doc | 4252002412 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Apr 27, 2026 |
| Property Address | 2441 OAKCREST LN, MELBOURNE, FL 32904-3744 |
| Document Number | 0106082157 |
| Book / Page | 10608 / 2157 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 202684255 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | PENNYMAC LOAN SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 2441 OAKCREST LN, MELBOURNE, FL 32904-3744 |
| Document Number | 0000084255, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 10608/2157 |
| Instrument | 202684255 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2441 OAKCREST LN, WEST MELBOURNE, FL 32904-3744 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 2441 OAKCREST LN, WEST MELBOURNE, FL 32904-3744 |
| Document Number | 0091150749 |
|---|---|
| Date | May 7, 2021 |
| Book Page | 9115/749 |
| Instrument | 2021119121 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 6, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2441 OAKCREST LN, WEST MELBOURNE, FL 32904-3744 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2441 OAKCREST LN, MELBOURNE, FL 32904-3744 |
| Document Number | 0090342558 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 9034/2558 |
| Instrument | 2021051921 |
| Name | DYBN FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | ROCKLEDGE, FL 32955 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2441 OAKCREST LN, WEST MELBOURNE, FL 32904-3744 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0087311229 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 8731/1229 |
| Instrument | 2020096547 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2441 OAKCREST LN, WEST MELBOURNE, FL 32904-3744 |
| Document Number | 0082590496 |
| Instrument Date | Aug 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2441 OAKCREST LN WEST MELBOURNE FL 329043744, WEST MELBOURNE, FL 32904-3744 |
| Document Number | 0082590496 |
|---|---|
| Date | Sep 11, 2018 |
| Book Page | 008259/000496 |
| Instrument | 203685 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2048 |
| Rate | 3.6% |
|---|
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | West Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $170,990 (+2.7%) | $421,340 (-8.83%) | |
| 2025 | $2,250.00 (+9.54%) Homeowner's exemption | $166,500 (+5.98%) | $462,170 (+12.23%) |
| 2024 | $2,054.00 (+1.99%) | ||
| 2023 | $2,014.00 (+7.53%) Homeowner's exemption | $157,100 (+3%) | $411,790 (+6.42%) Land $85,000 Building $326,790 |
| 2022 | $1,873.00 Homeowner's exemption | $152,530 | $386,940 Land $85,000 Building $301,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 35 (1993–2017) |
| Claims Outside the SFHA | 34 of 35 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST MELBOURNE WTR SYS(CONSEC) serves 30,443 people · EPA ID FL3051460 |
|---|---|
| Water Source | Purchased surface water from CITY OF MELBOURNE |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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