2441 Missouri Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2441 Missouri Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,651 sqft · built 2022
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Nov 2022)
Tax Bill	$4,761 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112630061100010040`

Property Details

APN / Parcel Number

Primary APN	`112630061100010040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,651 sqft Heated Area
Gross Area	2,259 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2441 MISSOURI AVE
City	SAINT CLOUD
State	FL
Zip	34769-5017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKVIEW PB 28 PG 82 LOT 4
Legal Range	30E
Legal Township	26S
Legal Section	11
Legal Subdivision	PARKVIEW
Legal Tract	611
Legal Lot Number	4
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2019
Census Tract	43303

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2441 MISSOURI AVE, SAINT CLOUD, FL 34769-5017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEAK EQUITY GROUP LLC
Nov 14, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2022 · Amount on Record
Deed Sale	Nov 14, 2022 · Amount on Record
Prior Sale	Jan 31, 2020 · Amount on Record
Deed Document Number	2022164398
Deed Book / Page	6313 / 1466
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2441 MISSOURI AVE, SAINT CLOUD, FL 34769-5017
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7485 CONROY WINDERMERE RD D, D, ORLANDO, FL 32835-2767
Investor	Possibly a Property Investor

Mortgage

Document Number	0059922301
Date	Jun 30, 2021
Book Page	5992/2301
Instrument	2021102217

Lender

Name	PEAK EQUITY GROUP LLC
Type	Non-Lending Institution
Address	LENEXA, KS 66215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	May 1, 2022

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 14, 2022
Property Address	2441 MISSOURI AVE, SAINT CLOUD, FL 34769-5017
Document Number	0063131466
Book / Page	6313 / 1466
Map Reference	MB 28 PG 82
Instrument Date	Oct 27, 2022
Instrument	2022164398
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2024
Title Company	NU WORLD TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1500 PARK CENTER DR, ORLANDO, FL 32835-5704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2441 MISSOURI AVE, SAINT CLOUD, FL 34769-5017

Mortgage

Document Number	0063131468
Date	Nov 14, 2022
Instrument	6313/1468

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,761.00 (+3.14%) Homeowner's exemption	$308,900 (+3.41%) Land $55,000 Building $253,900	$308,900 (+3.41%) Land $55,000 Building $253,900
2023	$4,616.00 (+701.39%) Homeowner's exemption	$298,700 (+833.44%) Land $50,000 Building $248,700	$298,700 (+833.44%) Land $50,000 Building $248,700
2022	$576.00	$32,000 Land $32,000	$32,000 Land $32,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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