24405 Estrella, Laguna Niguel, CA 92677 Property Records

Orange County property record for 24405 Estrella, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,446 sqft · built 1987
Lot Size	0.072 acres (3,150 sqft)
Owner	2 Individual Names on File
Last Sale	$689,000 (Mar 2017)
Tax Bill	$8,284 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`653-165-02`

Property Details

APN / Parcel Number

Primary APN	`653-165-02`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,446 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	3,150 sqft (0.072 acres)
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	24405 ESTRELLA
City	LAGUNA NIGUEL
State	CA
Zip	92677-2156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12205 BLK LOT 73
Legal Subdivision	TRACT NO. 12205
Legal Tract	12205
Legal Lot Number	73
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3001
Census Tract	42329

Owner

24405 Estrella is owned and occupied by two individuals who bought it in March 2017.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24405 ESTRELLA, LAGUNA NIGUEL, CA 92677-2156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage VICTORIA FINANCIAL CORP
Jan 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Mar 3, 2017	Grant Deed, Transfer · Conventional Mortgage VIP INDEPENDENT MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2017 · Amount on File
Deed Sale	Mar 3, 2017 · Amount on File
Prior Sale	Aug 26, 2014 · Amount on File
Deed Document Number	201790877
Prior Transfer Date	Sep 12, 2005
Prior Transfer Doc	0000722259
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24405 ESTRELLA, LAGUNA NIGUEL, CA 92677-2156
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000234763
Date	May 26, 2020
Instrument	2020000234763

Lender

Name	VICTORIA FINANCIAL CORP
Type	Mortgage Company
Address	SAN GABRIEL, CA 91776

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24405 ESTRELLA, LAGUNA NIGUEL, CA 92677-2156
Document Number	0000034428
Instrument Date	Jan 20, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24405 ESTRELLA LAGUNA NIGUEL CA 926772156, LAGUNA NIGUEL, CA 92677-2156

Mortgage

Document Number	0000034428
Date	Jan 31, 2018
Instrument	34428

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2048

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 3, 2017
Property Address	24405 ESTRELLA, LAGUNA NIGUEL, CA 92677-2156
Document Number	0000090877
Map Reference	MB 553 PG 20-25
Instrument Date	Feb 12, 2017
Instrument	2017000090877
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	24405 ESTRELLA, LAGUNA NIGUEL, CA 92677-2156

Mortgage

Document Number	0000090878
Date	Mar 3, 2017
Instrument	2017000090878

Lender

Name	VIP INDEPENDENT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 24405 Estrella was $8,284 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$842,967 (+2%) Land $675,562 Building $167,405
2025	$8,284.00 Homeowner's exemption	$826,439 Land $662,316 Building $164,123
2023	$7,711.00 (+1.96%) Homeowner's exemption	$768,589 Land $636,597 Building $131,992
2022	$7,563.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 24405 Estrella in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24405 Estrella is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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